# Zoomrad vs Ipoteka Mobile

The clearest difference is rating: Zoomrad at 4.8 against Ipoteka Mobile's 3.2. Zoomrad also leads on ads (none vs shown) and review sentiment (24% vs 0%). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Zoomrad holds the better App Store score, 4.8 against 3.2. That said, the two scores are not equally well evidenced: Zoomrad has 346 ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 24% of Zoomrad's written reviews are positive against 0% of Ipoteka Mobile's.

Zoomrad ships an update fortnightly, Ipoteka Mobile every 4 weeks. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Zoomrad | Ipoteka Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (346 ratings)](https://appshunter.io/ios/app/zoomrad/id1522419775/reviews)** | [3.2 (5 ratings)](https://appshunter.io/ios/app/ipoteka-mobile/id6502378970/reviews) |
| Number of ratings | **346** | 5 |
| Positive reviews | **24.0% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Fortnightly** | Every 4 weeks |
| Monetization | **Free** | Ad-supported |
| Size | 222 MB | 115 MB |
| Requires iOS | **16.0** | 17.2 |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 17+ |
| Developer | [Aloqabank ATB](https://appshunter.io/developer/1412715300) | [IPOTEKA-BANK ATIB](https://appshunter.io/developer/1298501703) |

## What reviewers say

### Zoomrad

[App page](https://appshunter.io/ios/app/zoomrad/id1522419775)

Manage your finances with this all-in-one app. It offers microloans, high-interest savings, and convenient payment options for services and transit. Track your finances in real-time with a modern, user-friendly interface.

**Highlights:** Microloans, High-interest deposits, Service payments, Transit payments, Credit ban, Real-time tracking

**In-app purchases:** none


### Ipoteka Mobile

[App page](https://appshunter.io/ios/app/ipoteka-mobile/id6502378970)

Manage your finances with a secure and modern banking service. Perform instant transfers, apply for loans, exchange currency, and pay bills anytime. Offers full control over accounts and cards with biometric login.

**Highlights:** 0% commission P2P transfers, Instant cash loan applications, Favorable currency exchange, Full account and card control, Secure biometric login, 24/7 utility and service payments

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Zoomrad free?

Zoomrad is free to download, with no in-app purchases.

### Is Ipoteka Mobile free?

Ipoteka Mobile is free to download, with no in-app purchases.

### Which has better reviews, Zoomrad or Ipoteka Mobile?

Zoomrad is rated higher. Zoomrad averages 4.8 out of 5 from 346 ratings, while Ipoteka Mobile averages 3.2 from 5 ratings.

### Do Zoomrad or Ipoteka Mobile have ads?

Ipoteka Mobile shows ads; Zoomrad does not.

### Which is updated more often, Zoomrad or Ipoteka Mobile?

Zoomrad ships an update fortnightly, and Ipoteka Mobile every 4 weeks. Most recently, Zoomrad was updated on November 3, 2026 and Ipoteka Mobile on October 30, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*