# MM Servicing vs Apply With Atlantic Bay

The clearest difference is ratings volume: MM Servicing at 5.6K against Apply With Atlantic Bay's 7. On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Apply With Atlantic Bay holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: MM Servicing has 5.6K ratings behind it against 7, so its average is the more settled of the two.

MM Servicing ships an update every 4 months, Apply With Atlantic Bay every 2 months. The most recent releases landed on November 7, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | MM Servicing | Apply With Atlantic Bay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (5.6K ratings)](https://appshunter.io/ios/app/mm-servicing/id1522546269/reviews) | **[5.0 (7 ratings)](https://appshunter.io/ios/app/apply-with-atlantic-bay/id6446604838/reviews)** |
| Number of ratings | **5.6K** | 7 |
| Positive reviews | 29.1% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 2 months** |
| Monetization | Free | Free |
| Size | 205 MB | 102 MB |
| Requires iOS | **17.0** | 18.0 |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [MyServiceMac](https://appshunter.io/developer/1492363715) | [ATLANTIC BAY MORTGAGE GROUP, L.L.C.](https://appshunter.io/developer/1678398750) |

## What reviewers say

### MM Servicing

[App page](https://appshunter.io/ios/app/mm-servicing/id1522546269)

Manage your mortgage conveniently from your smartphone. Monitor payments, view property values, and gain complete control over your loan anytime, anywhere.

**Highlights:** View and manage mortgage, Monitor payments, View property values, Track trends, Smartphone control

**In-app purchases:** none

**What reviewers like**

- 💻 Easy to use
- 🤝 Great customer service
- 🏠 Helpful for VA home loans

**What reviewers complain about**

- 🐛 Frequent app crashes
- 🔑 Login issues and password resets
- 💳 Payment processing problems
- 🔄 Buggy app updates

**Reported bugs**

- Unable to log in
- App freezes and crashes
- Payment functionality not working

**Requested features**

- Weekly or daily payment options
- Improved app stability and performance
- More detailed account information


### Apply With Atlantic Bay

[App page](https://appshunter.io/ios/app/apply-with-atlantic-bay/id6446604838)

Simplify your home loan journey with this mortgage application tool. Compare loan scenarios, calculate refinancing savings, and determine homeownership affordability. Scan and upload documents to expedite the process and stay informed on industry news.

**Highlights:** Compare lending scenarios, Calculate refinancing savings, Determine homeownership affordability, Scan and upload documents, Access mortgage banker contact, Stay updated on industry news

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is MM Servicing free?

MM Servicing is free to download, with no in-app purchases.

### Is Apply With Atlantic Bay free?

Apply With Atlantic Bay is free to download, with no in-app purchases.

### Which has better reviews, MM Servicing or Apply With Atlantic Bay?

Apply With Atlantic Bay is rated higher. MM Servicing averages 4.8 out of 5 from 5.6K ratings, while Apply With Atlantic Bay averages 5.0 from 7 ratings.

### Do MM Servicing or Apply With Atlantic Bay have ads?

Neither MM Servicing nor Apply With Atlantic Bay shows ads.

### Which is updated more often, MM Servicing or Apply With Atlantic Bay?

MM Servicing ships an update every 4 months, and Apply With Atlantic Bay every 2 months. Most recently, MM Servicing was updated on November 7, 2026 and Apply With Atlantic Bay on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*