# MM Servicing vs Split Duo

MM Servicing and Split Duo both sit at 4.8 stars, but that hides the real split: 100% of Split Duo's written reviews are positive against 29% of MM Servicing's. Split Duo also leads on update cadence (every 5 days vs every 4 months) and device support (3 vs 1). MM Servicing's advantage is in-app purchases (none vs 3) and ratings volume (5.6K vs 5). On price, rating, ads and iOS requirement there is nothing between them.

Both are free to download. Split Duo sells 3 one-off in-app purchases. MM Servicing asks for nothing beyond the download.

Split Duo holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: MM Servicing has 5.6K ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 29% of MM Servicing's written reviews are positive against 100% of Split Duo's.

MM Servicing ships an update every 4 months, Split Duo every 5 days. The most recent releases landed on November 7, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | MM Servicing | Split Duo |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (5.6K ratings)](https://appshunter.io/ios/app/mm-servicing/id1522546269/reviews) | **[5.0 (5 ratings)](https://appshunter.io/ios/app/split-duo/id6786127120/reviews)** |
| Number of ratings | **5.6K** | 5 |
| Positive reviews | 29.1% of reviews | **100.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 5 days** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 205 MB | 52 MB |
| Requires iOS | 17.0 | **16.4** |
| Devices | iPhone | **iPhone, iPad, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [MyServiceMac](https://appshunter.io/developer/1492363715) | [Sam Albert](https://appshunter.io/developer/6786127122) |

## What reviewers say

### MM Servicing

[App page](https://appshunter.io/ios/app/mm-servicing/id1522546269)

Manage your mortgage conveniently from your smartphone. Monitor payments, view property values, and gain complete control over your loan anytime, anywhere.

**Highlights:** View and manage mortgage, Monitor payments, View property values, Track trends, Smartphone control

**In-app purchases:** none

**What reviewers like**

- 💻 Easy to use
- 🤝 Great customer service
- 🏠 Helpful for VA home loans

**What reviewers complain about**

- 🐛 Frequent app crashes
- 🔑 Login issues and password resets
- 💳 Payment processing problems
- 🔄 Buggy app updates

**Reported bugs**

- Unable to log in
- App freezes and crashes
- Payment functionality not working

**Requested features**

- Weekly or daily payment options
- Improved app stability and performance
- More detailed account information


### Split Duo

[App page](https://appshunter.io/ios/app/split-duo/id6786127120)

Easily share expenses with one other person. Track who owes whom with a single balance, split costs precisely, and even scan receipts with AI. Settle up quickly and view monthly spending breakdowns.

**Highlights:** Shared balance tracking, Customizable cost splitting, AI receipt itemization, One-tap settlement requests, Monthly spending reports, Recurring expense management

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 50 Intelligence Credits | $2.99 | one-time |
| Lifetime Unlock - Pro Features | $4.99 | one-time |
| 200 Intelligence Credits | $9.99 | one-time |


## Frequently asked questions

### Is MM Servicing free?

MM Servicing is free to download, with no in-app purchases.

### Is Split Duo free?

Split Duo is free to download, with in-app purchases available.

### Which has better reviews, MM Servicing or Split Duo?

Split Duo is rated higher. MM Servicing averages 4.8 out of 5 from 5.6K ratings, while Split Duo averages 5.0 from 5 ratings.

### Do MM Servicing or Split Duo have ads?

Neither MM Servicing nor Split Duo shows ads.

### Which is updated more often, MM Servicing or Split Duo?

MM Servicing ships an update every 4 months, and Split Duo every 5 days. Most recently, MM Servicing was updated on November 7, 2026 and Split Duo on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*