Comparison

Pocket Mint vs Debt Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Pocket Mint

Features
Read full description

Introducing our debt management app. It is designed to track debtor and creditors in one place and on the go. With intuitive design you can manage your money more efficiently with fewer clicks possible. We have built all the necessary features starting from due dates, multi-currency support, historic exchange rate, interest and reminder notifications. Your information is stored securely over the cloud and can be synced with multiple devices. Features: 1. Simple and Clean Design - Beautiful and intuitive design is all about making your life easier. 2. Debt Management - entering and managing debtors made super easy using your contact list. 3. Base Currency - is your currency too volatile? No worries, you can easily lock-in more stable currency to baselines the amount owed. 4. Exchange Rate - access to historic exchange rate if you wish to baseline the amount owed. 5. Charge Interest - wish to charge an interest on a debt? No problem, app can handle that too. 6. Payments in Instalments - sometime debt is too large to be repaid in one go. So we have built the option for you to set the number of instalments to pay off the debt. 7. Notifications - all interested parties get timely reminders on the important due dates. Pocket Mint Premium Subscription (1, 3 and 12 months): Pocket Mint is free to download and use. Should you choose to upgrade to Pocket Mint Premium to leverage all the features, we offer 1 month, 3 months and 12 months subscription options. The subscription period will automatically renew unless auto-rewnew is turned off at least 24 hours before the end of the current subscription period. To turn this function off, simply go to your iTunes account and turn off auto-renew. Once purchased, refunds will not be provided for any unused portion of the term. Renewal payments will differ depending on subscription and pricing at the time of renewal. Your iTunes account will be charged when the purchase is confirmed. Terms and Privacy Policy: https://pocketmint.planbcommerce.com.au/privacy-policy/ Final note: Much more will be made available soon. We are hard at work making the app available worldwide and if you wish to add your language, send us an email and the app will be talking in your native language in no time. We promise to constantly improve the app and make it better all the time. Enjoy the app :) Team Pocket Mint!

About

Debt Tracker

Manage personal debts and track payments effectively. Record who owes you money and who you owe, with detailed insights into each debt. Facilitates flexible payment tracking and provides a history of all debts.

Highlights
  • Record who owes you money
  • Manage your own debts
  • Detailed debt data (amount, currency, payments)
  • Global history of paid and pending debts
  • Add partial payments
  • Backup and restore records
Features
Read full description

Debt Tracker is a simple IOU manager: keep track of who owes you money, what you've lent, and how much you owe. Record amounts, follow payments, and review everything in one place, without unnecessary complexity. You can create personal debts in multiple currencies and assign them to contacts created inside the app. If you want, you can also sync those contacts with your device address book to import their name and photo, always as an optional feature. This makes it easier to keep everything organized and adapt the app to the way you already work. Key features: - Manage personal debts in multiple currencies - Track every IOU, from the first amount to the last payment - Add partial payments and record multiple payments for the same debt - Check balances by contact and see a global balance - Filter, search, and sort your debt history the way you prefer - Add due dates and set reminders before each payment - Create backups, import data, and export your information whenever you need - Offline app, no account, and your data always under your control > Real payment tracking and up-to-date balances: Each debt can include multiple payments. You can add partial payments as many times as you need and always see how much has been paid and how much is still pending. When the total of all payments reaches the full amount, the debt is automatically marked as paid. Unlike a static list, it always reflects the real state of every debt. > Two ways to review your information: Most people start with the contacts view because it is the fastest way to review debts, answer "who owes me?", and see who you owe. You can quickly review each contact balance and the overall balance at the top of the screen. You also get a dedicated debts tab with search, history, and advanced filters. There you can see all debts, only pending debts, only money owed to you, or only what you owe. You can also change the sorting to review recent changes, amounts, or other criteria. > Due dates and reminders: One of the most useful parts of the app is its due date management. You can add a due date to each debt, see how much time is left, and configure reminders in advance. That way, the app not only stores your records, but also helps you stay ahead of upcoming payments. > Privacy, backups, and exports: This app works with a local database. Your data never leaves your device unless you explicitly decide to take it out yourself, for example through a database export, a CSV export, a clipboard copy, and more. You can also create backups and import your information whenever you need. If you want a private offline app with no account, you stay in control at all times. In short, Debt Tracker brings your IOUs, payments, due dates, reminders, and data export together in one place, so you always know who owes you and what you owe.

Screenshots

Pocket Mint4 screens
Debt Tracker4 screens

Verdict

The call

The clearest difference is ads: Pocket Mint at none against Debt Tracker's shown. Pocket Mint also leads on iOS requirement (13.0 vs 15.6). Debt Tracker's advantage is update cadence (every 2 weeks vs every 6 weeks). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Pocket Mint sells 3 in-app purchases, starting at $1.99 per month and Debt Tracker sells 10 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Pocket Mint ships an update every 6 weeks, Debt Tracker every 2 weeks. Both last shipped on November 3, 2026.

Scorecard3 real differences · 7 level
Pocket Mint versus Debt Tracker: the parameters behind the verdict, then further details
ParameterPocket MintDebt Tracker
PriceFreeFree
Rating—4.8 (67 ratings) — better
Positive reviews—83.3% of reviews
Number of ratings—67 — better
Update frequencyEvery 6 weeksEvery 2 weeks — better
AdsNo — betterYes
In-app purchasesYesYes
Monetization—Free with in-app purchases
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS13.0 — better15.6
Further details — not scored
Size41 MB45 MB
Age rating4+17+
DeveloperKamola YusupovaDavid Serrano Canales

In-app purchases

3 purchases

Pocket Mint

Subscriptions3
  • Monthly Subscriptions14 Days trial$1.991 Month
  • 3 Month Subscription14 Days trial$4.493 Months
  • Yearly Subscriptions$11.991 Year
10 purchases

Debt Tracker

Subscriptions9
  • Premium$2.991 Month
  • Premium$3.991 Month
  • Premium7 Days trial$8.991 Year
Show 6 more
  • Premium14 Days trial$12.991 Year
  • Premium1 Month trial$12.991 Year
  • Premium7 Days trial$12.991 Year
  • Premium$17.991 Year
  • Premium7 Days trial$17.991 Year
  • Premium1 Month trial$37.991 Year
One-time1
  • Premium$17.99

Questions

Is Pocket Mint free?
Pocket Mint is free to download, with in-app purchases available.
Is Debt Tracker free?
Debt Tracker is free to download, with in-app purchases available.
Do Pocket Mint or Debt Tracker have ads?
Debt Tracker shows ads; Pocket Mint does not.
Which is updated more often, Pocket Mint or Debt Tracker?
Pocket Mint ships an update every 6 weeks, and Debt Tracker every 2 weeks. Most recently, Pocket Mint was updated on November 3, 2026 and Debt Tracker on November 3, 2026.

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