# KKB vs Zero

The clearest difference is review sentiment: Zero at 80% against KKB's 23%. KKB's advantage is rating (4.1 vs 2.3) and monetization model (free vs ad-supported). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

KKB holds the better App Store score, 4.1 against 2.3. Both are backed by a comparable volume of ratings — 9 and 3 respectively. Written reviews complicate that: 23% of KKB's written reviews are positive against 80% of Zero's, so the app with the better star average is not the one people write more warmly about.

KKB ships an update fortnightly, Zero every 2 weeks. The most recent releases landed on September 7, 2026 and September 9, 2026 respectively.

## The numbers

| Metric | KKB | Zero |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.1 (9 ratings)](https://appshunter.io/ios/app/kkb/id1522841048/reviews)** | [2.3 (3 ratings)](https://appshunter.io/ios/app/zero/id6738506887/reviews) |
| Number of ratings | **9** | 3 |
| Positive reviews | 23.1% of reviews | **80.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 2 weeks |
| Monetization | **Free** | Ad-supported |
| Size | 278 MB | 195 MB |
| Requires iOS | **15.0** | 15.5 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [KKB IBC](https://appshunter.io/developer/1522841050) | [Technologia CA](https://appshunter.io/developer/1781062573) |

## What reviewers say

### KKB

[App page](https://appshunter.io/ios/app/kkb/id1522841048)

Manage your bank accounts, cards, and finances on the go. Pay bills, apply for new cards, and get instant support through the in-app chat. Stay updated with currency exchange rates and find nearby bank branches.

**Highlights:** Card balance and transaction monitoring, Commission-free bill payments, Online debit card application, 24/7 online chat support, Card-to-card transfers, Currency exchange rates, ATM and branch locator

**Features:** Vision Pro support

**In-app purchases:** none


### Zero

[App page](https://appshunter.io/ios/app/zero/id6738506887)

Purchase items now and pay in installments with zero interest and no down payment. Easily apply for a credit limit through the app and manage all your purchases and payments in one place. Access a wide network of partners for various goods and services.

**Highlights:** 0% interest and down payment, Wide network of partner stores, Easy online registration and limit approval, Catalog and map view of partners, Simple financial control and payment tracking, 24/7 multi-channel customer support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is KKB free?

KKB is free to download, with no in-app purchases.

### Is Zero free?

Zero is free to download, with no in-app purchases.

### Which has better reviews, KKB or Zero?

KKB is rated higher. KKB averages 4.1 out of 5 from 9 ratings, while Zero averages 2.3 from 3 ratings.

### Do KKB or Zero have ads?

Neither KKB nor Zero shows ads.

### Which is updated more often, KKB or Zero?

KKB ships an update fortnightly, and Zero every 2 weeks. Most recently, KKB was updated on September 7, 2026 and Zero on September 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*