# Bonds PH vs BPI

The clearest difference is rating: BPI at 4.8 against Bonds PH's 4.2. BPI also leads on ads (none vs shown) and review sentiment (26% vs 0%). Bonds PH's advantage is iOS requirement (11.0 vs 16.0). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BPI holds the better App Store score, 4.8 against 4.2. That said, the two scores are not equally well evidenced: BPI has 17K ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 0% of Bonds PH's written reviews are positive against 26% of BPI's.

Bonds PH ships an update monthly, BPI every 2 months. The most recent releases landed on June 10, 2026 and September 25, 2026 respectively.

## The numbers

| Metric | Bonds PH | BPI |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.2 (5 ratings)](https://appshunter.io/ios/app/bonds-ph/id1523002842/reviews) | **[4.8 (17K ratings)](https://appshunter.io/ios/app/bpi/id6443950982/reviews)** |
| Number of ratings | 5 | **17K** |
| Positive reviews | 0.0% of reviews | **26.0% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Monthly** | Every 2 months |
| Monetization | Ad-supported | **Free** |
| Size | 42 MB | 197 MB |
| Requires iOS | **11.0** | 16.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [bonds.ph Inc.](https://appshunter.io/developer/1644818645) | [Bank of the Philippine Islands](https://appshunter.io/developer/459690073) |

## What reviewers say

### Bonds PH

[App page](https://appshunter.io/ios/app/bonds-ph/id1523002842)

Invest in Philippine Treasury Bonds easily and securely. Buy and sell bonds anytime, anywhere, even without a bank account. Manage your investments and track transactions on the go.

**Highlights:** Buy and sell treasury bonds, Invest without a bank account, Cash in and out via any channel, 24/7 subscription to bonds, Real-time transaction tracking

**Features:** macOS Compatibility

**In-app purchases:** none


### BPI

[App page](https://appshunter.io/ios/app/bpi/id6443950982)

Manage your finances on the go with this comprehensive banking application. Open accounts, transfer funds, pay bills, and utilize QR payments. Features include AI-powered financial planning, investment services, and secure transaction authorization.

**Highlights:** Online account opening, QR payments, Money transfers, Scheduled transactions, AI personal finance manager, Investment services, Mobile key for authorization

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Smooth transfer experience
- 🔒 Secure authentication
- 👍 Convenient mobile banking
- 🙌 Improved app design

**What reviewers complain about**

- 🐛 Frequent crashes
- 🤯 Frustrating registration process
- 🤔 Confusing UI changes
- 🙅‍♀️ Not OFW-friendly
- 💔 Downgrade from previous app

**Reported bugs**

- Unable to register device
- OTP not received
- Transactions not processing
- Compatibility issues with newer devices

**Requested features**

- Allow multiple device registration
- Provide email-based OTP option
- Restore copy-paste functionality
- Add dark mode option


## Frequently asked questions

### Is Bonds PH free?

Bonds PH is free to download, with no in-app purchases.

### Is BPI free?

BPI is free to download, with no in-app purchases.

### Which has better reviews, Bonds PH or BPI?

BPI is rated higher. Bonds PH averages 4.2 out of 5 from 5 ratings, while BPI averages 4.8 from 17K ratings.

### Do Bonds PH or BPI have ads?

Bonds PH shows ads; BPI does not.

### Which is updated more often, Bonds PH or BPI?

Bonds PH ships an update monthly, and BPI every 2 months. Most recently, Bonds PH was updated on June 10, 2026 and BPI on September 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*