# AziPay vs Baxak

The clearest difference is review sentiment: Baxak at 70% against AziPay's 28%. Baxak also leads on rating (4.4 vs 3.9) and update cadence (every 2 weeks vs every 2 months). AziPay's advantage is iOS requirement (11.0 vs 15.6). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Baxak holds the better App Store score, 4.4 against 3.9. Both are backed by a comparable volume of ratings — 144 and 55 respectively. Written reviews point the same way: 28% of AziPay's written reviews are positive against 70% of Baxak's.

AziPay ships an update every 2 months, Baxak every 2 weeks. The most recent releases landed on October 16, 2026 and October 21, 2026 respectively.

## The numbers

| Metric | AziPay | Baxak |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.9 (144 ratings)](https://appshunter.io/ios/app/azipay/id1523213192/reviews) | **[4.4 (55 ratings)](https://appshunter.io/ios/app/baxak/id6759287628/reviews)** |
| Number of ratings | **144** | 55 |
| Positive reviews | 28.2% of reviews | **70.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 2 weeks** |
| Monetization | Free | Free |
| Size | 73 MB | 43 MB |
| Requires iOS | **11.0** | 15.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Azizi Bank](https://appshunter.io/developer/1372757163) | [Abdul Amir Alioghli](https://appshunter.io/developer/1877875498) |

## What reviewers say

### AziPay

[App page](https://appshunter.io/ios/app/azipay/id1523213192)

This mobile wallet allows users to manage their finances conveniently and securely. It facilitates money transfers, merchant payments, bill payments, and ATM cash withdrawals directly from a smartphone.

**Highlights:** Money transfers to other wallet users, Load money from bank accounts, Merchant payments via scan and pay, ATM cash out without a card, Bank account inquiries and statements, Bill payments, Prepaid mobile recharge

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 The best App
- 👍 Great achievement
- 👍 IT’s working very good
- 👍 The application is quite good
- 👍 The app works better!

**What reviewers complain about**

- 🐛 Full of bags
- 🐛 Add card issue
- 🐛 The latest version of the app has bugs
- 🐛 Must repair
- 🐛 Very bad app

**Reported bugs**

- Add card issue
- The latest version of the app has bugs
- It james while clicking on topup mobile icon
- It has stock glitche and doesn’t work
- New update

**Requested features**

- Add card issue
- Please update it
- Please revise it
- Please add option for transferring AZI Pay balance to Azizi bank account.


### Baxak

[App page](https://appshunter.io/ios/app/baxak/id6759287628)

Easily track your income, expenses, and debts with this personal finance management tool. Generate and export financial reports, back up your data, and manage your money smarter. Your financial information remains secure on your device.

**Highlights:** Track income and expenses, Manage debts and receivables, Generate financial reports, Export reports as PDF, Backup and restore data, Multi-language support, Currency selection

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is AziPay free?

AziPay is free to download, with no in-app purchases.

### Is Baxak free?

Baxak is free to download, with no in-app purchases.

### Which has better reviews, AziPay or Baxak?

Baxak is rated higher. AziPay averages 3.9 out of 5 from 144 ratings, while Baxak averages 4.4 from 55 ratings.

### Do AziPay or Baxak have ads?

Neither AziPay nor Baxak shows ads.

### Which is updated more often, AziPay or Baxak?

AziPay ships an update every 2 months, and Baxak every 2 weeks. Most recently, AziPay was updated on October 16, 2026 and Baxak on October 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*