# PayPay AO vs App Minfin

The clearest difference is rating: PayPay AO at 3.6 against App Minfin's 2.8. PayPay AO also leads on update cadence (every 3 weeks vs every 2 months) and iOS requirement (12.0 vs 26.0). App Minfin's advantage is ads (none vs shown) and monetization model (free vs ad-supported). On price, ratings volume, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PayPay AO holds the better App Store score, 3.6 against 2.8. Both are backed by a comparable volume of ratings — 19 and 8 respectively.

PayPay AO ships an update every 3 weeks, App Minfin every 2 months. Both last shipped on November 3, 2026.

## The numbers

| Metric | PayPay AO | App Minfin |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.6 (19 ratings)](https://appshunter.io/ios/app/paypay-ao/id1523253553/reviews)** | [2.8 (8 ratings)](https://appshunter.io/ios/app/app-minfin/id6468889889/reviews) |
| Number of ratings | **19** | 8 |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 3 weeks** | Every 2 months |
| Monetization | Ad-supported | **Free** |
| Size | 68 MB | 193 MB |
| Requires iOS | **12.0** | 26.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 17+ | 4+ |
| Developer | [CONECTANDO - SOCIEDAD3E PRESTADORA DE SERVICOS DE PAGAMENTOS, LDA](https://appshunter.io/developer/1617421364) | [Ministério das Finanças](https://appshunter.io/developer/1597141433) |

## What reviewers say

### PayPay AO

[App page](https://appshunter.io/ios/app/paypay-ao/id1523253553)

This app provides inclusive and fast mobile payment solutions for e-commerce in Africa. It allows users to easily pay for goods and services, transfer funds, and make withdrawals. Users can also register for a free account to send and receive payments.

**Highlights:** Mobile payment solutions, E-commerce payments, Fund transfers, Withdrawals, Secure payments, Free account registration

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### App Minfin

[App page](https://appshunter.io/ios/app/app-minfin/id6468889889)

This mobile application provides citizens with easy access to financial information and services from the Ministry of Finance. It aims to simplify interaction with government financial resources.

**Highlights:** Access to financial information, Access to financial services, Ministry of Finance resources, Citizen-focused interface

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is PayPay AO free?

PayPay AO is free to download, with no in-app purchases.

### Is App Minfin free?

App Minfin is free to download, with no in-app purchases.

### Which has better reviews, PayPay AO or App Minfin?

PayPay AO is rated higher. PayPay AO averages 3.6 out of 5 from 19 ratings, while App Minfin averages 2.8 from 8 ratings.

### Do PayPay AO or App Minfin have ads?

PayPay AO shows ads; App Minfin does not.

### Which is updated more often, PayPay AO or App Minfin?

PayPay AO ships an update every 3 weeks, and App Minfin every 2 months. Most recently, PayPay AO was updated on November 3, 2026 and App Minfin on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*