# eCebuana vs Virtual Pag

The clearest difference is rating: Virtual Pag at 2.8 against eCebuana's 1.8. Virtual Pag also leads on iOS requirement (13.1 vs 15.5). On price, review sentiment, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Virtual Pag holds the better App Store score, 2.8 against 1.8. Both are backed by a comparable volume of ratings — 28 and 13 respectively. Written reviews split almost evenly too, at 0% and 0% positive.

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on July 8, 2026 and August 7, 2026 respectively.

## The numbers

| Metric | eCebuana | Virtual Pag |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.8 (28 ratings)](https://appshunter.io/ios/app/ecebuana/id1523417683/reviews) | **[2.8 (13 ratings)](https://appshunter.io/ios/app/virtual-pag-ibig/id6444034285/reviews)** |
| Number of ratings | **28** | 13 |
| Positive reviews | 0.0% of reviews | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | Every 2 months |
| Monetization | Free | Free |
| Size | 155 MB | 132 MB |
| Requires iOS | 15.5 | **13.1** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Networld Capital Ventures, Inc.](https://appshunter.io/developer/1182147231) | [Pag-IBIG Fund](https://appshunter.io/developer/1651750152) |

## What reviewers say

### eCebuana

[App page](https://appshunter.io/ios/app/ecebuana/id1523417683)

Manage your finances with this comprehensive app. Open accounts, send and receive money, pay bills, and top up your mobile load. It also supports international remittances and offers a virtual Visa card for online shopping.

**Highlights:** Open e-wallet and micro savings accounts, Send and receive money, Pay bills with numerous billers, Top up mobile load, Receive international remittances, Virtual Visa Card for online shopping, QR code transfers and payments

**Features:** macOS Compatibility

**In-app purchases:** none


### Virtual Pag

[App page](https://appshunter.io/ios/app/virtual-pag-ibig/id6444034285)

Access your Pag-IBIG Fund records, including savings and loans, directly from your mobile device. Make online payments, apply for short-term loans, and monitor your loan status with ease.

**Highlights:** View savings and MP2 records, Monitor loan balances, Track payments, Apply for short-term loans, Online payment options, Check loan status

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is eCebuana free?

eCebuana is free to download, with no in-app purchases.

### Is Virtual Pag free?

Virtual Pag is free to download, with no in-app purchases.

### Which has better reviews, eCebuana or Virtual Pag?

Virtual Pag is rated higher. eCebuana averages 1.8 out of 5 from 28 ratings, while Virtual Pag averages 2.8 from 13 ratings.

### Do eCebuana or Virtual Pag have ads?

Neither eCebuana nor Virtual Pag shows ads.

### Which is updated more often, eCebuana or Virtual Pag?

eCebuana ships an update every 2 months, and Virtual Pag every 2 months. Most recently, eCebuana was updated on July 8, 2026 and Virtual Pag on August 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*