# DCB 360 vs Optima Business

The clearest difference is ads: DCB 360 at none against Optima Business's shown. DCB 360 also leads on monetization model (free vs ad-supported). On price, review sentiment, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

DCB 360 ships an update every 9 days, Optima Business every 11 days. The most recent releases landed on October 24, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | DCB 360 | Optima Business |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 0.0% of reviews | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Every 9 days** | Every 11 days |
| Monetization | **Free** | Ad-supported |
| Size | 119 MB | 157 MB |
| Requires iOS | 16.0 | 16.0 |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 17+ |
| Developer | [Dos Credobank](https://appshunter.io/developer/1265499317) | [Optima Bank OAO](https://appshunter.io/developer/1575934233) |

## What reviewers say

### DCB 360

[App page](https://appshunter.io/ios/app/dcb-360/id1523596284)

Easily manage your daily finances by tracking bank card balances, loan and deposit information. Quickly find nearby branches or ATMs using geolocation features. Registration and identity verification are required for access.

**Highlights:** Track bank card balances, View loan and deposit information, Find nearest branches and ATMs, Geolocation services, Secure registration and verification

**Features:** Vision Pro support

**In-app purchases:** none


### Optima Business

[App page](https://appshunter.io/ios/app/optima-business/id6466985082)

Manage your business finances with instant transfers and currency conversions. Track account activity and access banking operations 24/7. This app is designed for entrepreneurs in Kyrgyzstan to facilitate their business transactions.

**Highlights:** Instant transfers in som and foreign currency, Favorable currency conversion rates, Account transaction history and statements, 24/7 online access to bank accounts, Business development tools

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is DCB 360 free?

DCB 360 is free to download, with no in-app purchases.

### Is Optima Business free?

Optima Business is free to download, with no in-app purchases.

### Do DCB 360 or Optima Business have ads?

Optima Business shows ads; DCB 360 does not.

### Which is updated more often, DCB 360 or Optima Business?

DCB 360 ships an update every 9 days, and Optima Business every 11 days. Most recently, DCB 360 was updated on October 24, 2026 and Optima Business on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*