# 记账宝 vs Mumo

The clearest difference is rating: Mumo at 4.9 against 记账宝's 2.3. Mumo also leads on ads (none vs shown) and ratings volume (247 vs 3). 记账宝's advantage is update cadence (every 3 days vs every 10 days) and iOS requirement (9.0 vs 15.0). On price, in-app purchases and monetization model there is nothing between them.

Both are free to download. 记账宝 sells 3 one-off in-app purchases and Mumo sells 9 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

Mumo holds the better App Store score, 4.9 against 2.3. That said, the two scores are not equally well evidenced: Mumo has 247 ratings behind it against 3, so its average is the more settled of the two.

记账宝 ships an update every 3 days, Mumo every 10 days. The most recent releases landed on October 13, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | 记账宝 | Mumo |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.3 (3 ratings)](https://appshunter.io/ios/app/id1523842007/reviews) | **[4.9 (247 ratings)](https://appshunter.io/ios/app/mumo-expense-tracker/id1575499823/reviews)** |
| Number of ratings | 3 | **247** |
| Positive reviews | — | 95.5% of reviews |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | **Every 3 days** | Every 10 days |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 74 MB | 72 MB |
| Requires iOS | **9.0** | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod, Mac** |
| Age rating | 4+ | 4+ |
| Developer | [俊松 何](https://appshunter.io/developer/1523301201) | [Taizhou Mutong Network Technology Co., Ltd.](https://appshunter.io/developer/1556965366) |

## What reviewers say

### 记账宝

[App page](https://appshunter.io/ios/app/id1523842007)

This app offers a simple and fast way to track expenses for various life events, from travel to daily budgeting. It provides clear charts to visualize spending and alerts users when they exceed their budget. Manage your finances effortlessly and understand where your money goes.

**Highlights:** 3-second expense logging, Clear spending charts, Overspending alerts, Supports various budgeting needs, Simple interface

**Features:** macOS Compatibility

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 1个月VIP | $1.99 | one-time |
| 6个月VIP | $9.99 | one-time |
| 12个月VIP | $15.99 | one-time |


### Mumo

[App page](https://appshunter.io/ios/app/mumo-expense-tracker/id1575499823)

This app offers a flexible personal finance and inventory management system. Customize modules for bookkeeping, asset tracking, subscriptions, and more. Adapt the interface and features to your specific needs and preferences.

**Highlights:** AI-powered bookkeeping, Customizable modules, Bill and subscription management, Asset and item tracking, Personalized categories and themes, Advanced search and filtering, Data backup and privacy protection

**Features:** Vision Pro support

**In-app purchases (9)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 月度会员 | $0.99 | one-time |
| 体验会员 | $0.99 | one-time |
| 月会员 | $1.99 | one-time |
| 年度会员 | $6.99 | one-time |
| 永久会员-限时返场 | $9.99 | one-time |
| 永久会员-限时折扣 | $9.99 | one-time |
| 永久会员-限时特惠 | $12.99 | one-time |
| 永久会员 | $14.99 | one-time |
| 永久会员 | $19.99 | one-time |


## Frequently asked questions

### Is 记账宝 free?

记账宝 is free to download, with in-app purchases available.

### Is Mumo free?

Mumo is free to download, with in-app purchases available.

### Which has better reviews, 记账宝 or Mumo?

Mumo is rated higher. 记账宝 averages 2.3 out of 5 from 3 ratings, while Mumo averages 4.9 from 247 ratings.

### Do 记账宝 or Mumo have ads?

记账宝 shows ads; Mumo does not.

### Which is updated more often, 记账宝 or Mumo?

记账宝 ships an update every 3 days, and Mumo every 10 days. Most recently, 记账宝 was updated on October 13, 2026 and Mumo on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*