# Первое Мурманское vs Кредит на карту 0%

The clearest difference is ads: Первое Мурманское at none against Кредит на карту 0%'s shown. Кредит на карту 0%'s advantage is update cadence (every 4 months vs every 8 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Первое Мурманское ships an update every 8 months, Кредит на карту 0% every 4 months. The most recent releases landed on October 3, 2026 and October 21, 2026 respectively.

## The numbers

| Metric | Первое Мурманское | Кредит на карту 0% |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (6 ratings)](https://appshunter.io/ios/app/0-rfinance/id1612952734/reviews)** |
| Number of ratings | — | **6** |
| Positive reviews | — | 82.6% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 8 months | **Every 4 months** |
| Monetization | — | Free with in-app purchases |
| Size | 85 MB | 37 MB |
| Requires iOS | 15.6 | 15.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Кредитный потребительский кооператив Первое Мурманское общество взаимного кредита](https://appshunter.io/developer/1523979044) | [Авион](https://appshunter.io/developer/1612952916) |

## What reviewers say

### Первое Мурманское

[App page](https://appshunter.io/ios/app/id1523979042)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Кредит на карту 0%

[App page](https://appshunter.io/ios/app/0-rfinance/id1612952734)

Quickly obtain online loans directly to your card without visiting a bank. This finance app offers a streamlined process for microloans, making financial assistance fast, convenient, and accessible. Apply in minutes with transparent terms and conditions.

**Highlights:** Instant online loan applications, Loans directly to your card, No bank visits or extensive paperwork, Transparent terms and conditions, Quick approval process, Accessible financial assistance

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Первое Мурманское free?

Первое Мурманское is free to download, with no in-app purchases.

### Is Кредит на карту 0% free?

Кредит на карту 0% is free to download, with no in-app purchases.

### Do Первое Мурманское or Кредит на карту 0% have ads?

Кредит на карту 0% shows ads; Первое Мурманское does not.

### Which is updated more often, Первое Мурманское or Кредит на карту 0%?

Первое Мурманское ships an update every 8 months, and Кредит на карту 0% every 4 months. Most recently, Первое Мурманское was updated on October 3, 2026 and Кредит на карту 0% on October 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*