# 退保评估 vs Authenticator

The clearest difference is in-app purchases: 退保评估 at none against Authenticator's 7. Authenticator's advantage is iOS requirement (13.0 vs 15.0). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Authenticator sells 7 in-app purchases, starting at $4.99 per 7 days. 退保评估 asks for nothing beyond the download.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 13, 2026 and October 14, 2026 respectively.

## The numbers

| Metric | 退保评估 | Authenticator |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.5 (25 ratings)](https://appshunter.io/ios/app/authenticator-2fatotpmfaotp/id6473263996/reviews)** |
| Number of ratings | — | **25** |
| Positive reviews | — | 19.2% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | — | Freemium |
| Size | 4 MB | 32 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Zibo Tongzhe Information Technology Co. Ltd.](https://appshunter.io/developer/1011709120) | [少虹 陈](https://appshunter.io/developer/1826580475) |

## What reviewers say

### 退保评估

[App page](https://appshunter.io/ios/app/id1524251101)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Authenticator

[App page](https://appshunter.io/ios/app/authenticator-2fatotpmfaotp/id6473263996)

Secure your online accounts with dual-factor authentication and bank-grade encryption. This app also offers private storage for photos and videos with independent vault spaces for enhanced data protection.

**Highlights:** Dual-factor authentication, Bank-grade encryption, Secure photo and video storage, Independent vault spaces, Face ID and Touch ID recognition, iCloud Keychain sync and backup

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (7)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Authenticator PRO - Week | $4.99 | per 7 days |
| Authenticator Pro - Weekly | $4.99 | per 7 days |
| Authenticator | $6.99 | per month |
| Authenticator PRO - Month | $6.99 | per month |
| Authenticator PRO- Year | $29.99 | per year |
| Authenticator PRO - Year | $39.99 | per year |
| Authenticator App - Lifetime | $39.99 | one-time |


## Frequently asked questions

### Is 退保评估 free?

退保评估 is free to download, with no in-app purchases.

### Is Authenticator free?

Authenticator is free to download, with in-app purchases available.

### Do 退保评估 or Authenticator have ads?

Neither 退保评估 nor Authenticator shows ads.

### Which is updated more often, 退保评估 or Authenticator?

退保评估 ships an update monthly, and Authenticator monthly. Most recently, 退保评估 was updated on October 13, 2026 and Authenticator on October 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*