# Instacredit vs BCT Code+

The clearest difference is update cadence: Instacredit at monthly against BCT Code+'s every 14 months. BCT Code+'s advantage is iOS requirement (13.0 vs 15.1). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Instacredit ships an update monthly, BCT Code+ every 14 months. The most recent releases landed on September 23, 2026 and September 25, 2026 respectively.

## The numbers

| Metric | Instacredit | BCT Code+ |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[1.8 (4 ratings)](https://appshunter.io/ios/app/instacredit/id1524352956/reviews)** | — |
| Number of ratings | **4** | — |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 14 months |
| Monetization | Free | — |
| Size | 37 MB | 33 MB |
| Requires iOS | 15.1 | **13.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [INSTACREDIT S.A.](https://appshunter.io/developer/1565606366) | [Corporación BCT](https://appshunter.io/developer/1027189878) |

## What reviewers say

### Instacredit

[App page](https://appshunter.io/ios/app/instacredit/id1524352956)

This financial app allows users to quickly and securely manage loans, pay bills, and access financial education. It offers flexible loan terms and transparent fee structures, with features varying by region.

**Highlights:** Loan applications and management, Bill payments and phone top-ups, Digital wallet for transfers (Costa Rica), Balance and transaction inquiries, Branch and payment point locator, Financial education system

**In-app purchases:** none


### BCT Code+

[App page](https://appshunter.io/ios/app/bct-code-plus/id6474798872)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Instacredit free?

Instacredit is free to download, with no in-app purchases.

### Is BCT Code+ free?

BCT Code+ is free to download, with no in-app purchases.

### Do Instacredit or BCT Code+ have ads?

Neither Instacredit nor BCT Code+ shows ads.

### Which is updated more often, Instacredit or BCT Code+?

Instacredit ships an update monthly, and BCT Code+ every 14 months. Most recently, Instacredit was updated on September 23, 2026 and BCT Code+ on September 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*