# IBC Card Controls vs Loanies

The clearest difference is update cadence: Loanies at every 2 months against IBC Card Controls's every 8 months. IBC Card Controls's advantage is iOS requirement (14.0 vs 26.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

IBC Card Controls ships an update every 8 months, Loanies every 2 months. The most recent releases landed on October 16, 2026 and October 20, 2026 respectively.

## The numbers

| Metric | IBC Card Controls | Loanies |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.5 (151 ratings)](https://appshunter.io/ios/app/ibc-card-controls/id1524372714/reviews)** | — |
| Number of ratings | **151** | — |
| Positive reviews | 24.6% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 8 months | **Every 2 months** |
| Monetization | Free | — |
| Size | 85 MB | 2 MB |
| Requires iOS | **14.0** | 26.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [International Bancshares Corporation](https://appshunter.io/developer/638347526) | [Anthony Fennell](https://appshunter.io/developer/1108288186) |

## What reviewers say

### IBC Card Controls

[App page](https://appshunter.io/ios/app/ibc-card-controls/id1524372714)

Take full control of your debit card with this app. Easily turn your card on or off, set spending limits, restrict transactions by merchant or location, and receive instant alerts for every purchase.

**Highlights:** Turn card on/off, Set spending limits, Merchant controls, Location controls, Transaction alerts

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none

**What reviewers like**

- ✅ Real-time transaction alerts
- ✅ Card on/off functionality
- ✅ Fraud prevention tool
- ✅ Monitors debit card usage
- ✅ Granular card controls

**What reviewers complain about**

- ❌ Frequent login issues
- ❌ Password reset problems
- ❌ App crashes/server errors
- ❌ Inability to delete old cards
- ❌ Separate app redundancy

**Reported bugs**

- Cannot log in
- Password reset not working
- App crashes or shows server error
- Randomly logs out users
- Transaction history not showing or disappearing

**Requested features**

- Integrate into main banking app
- Allow same login as main app
- Add option to delete inactive cards
- Allow password manager integration/copy-paste
- Add option to remove/change cards in 'Manage Portfolio'


### Loanies

[App page](https://appshunter.io/ios/app/loanies/id6743103721)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is IBC Card Controls free?

IBC Card Controls is free to download, with no in-app purchases.

### Is Loanies free?

Loanies is free to download, with no in-app purchases.

### Do IBC Card Controls or Loanies have ads?

Neither IBC Card Controls nor Loanies shows ads.

### Which is updated more often, IBC Card Controls or Loanies?

IBC Card Controls ships an update every 8 months, and Loanies every 2 months. Most recently, IBC Card Controls was updated on October 16, 2026 and Loanies on October 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*