# Metro Bank Authenticator vs MODO

The clearest difference is ads: Metro Bank Authenticator at none against MODO's shown. Metro Bank Authenticator also leads on device support (3 vs 1) and iOS requirement (14.0 vs 16.0). MODO's advantage is update cadence (weekly vs every 12 months) and review sentiment (28% vs 0%). On price, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Metro Bank Authenticator ships an update every 12 months, MODO weekly. Both last shipped on September 17, 2026.

## The numbers

| Metric | Metro Bank Authenticator | MODO |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.8 (1.3K ratings)](https://appshunter.io/ios/app/modo/id1530606263/reviews)** |
| Number of ratings | — | **1.3K** |
| Positive reviews | 0.0% of reviews | **27.9% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 12 months | **Weekly** |
| Monetization | Free | Free |
| Size | 12 MB | 193 MB |
| Requires iOS | **14.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 12+ |
| Developer | [MetroBank](https://appshunter.io/developer/854725531) | [Play Digital SA](https://appshunter.io/developer/1527103696) |

## What reviewers say

### Metro Bank Authenticator

[App page](https://appshunter.io/ios/app/metro-bank-authenticator/id1524446800)

This app provides a secure and convenient way for Metro Bank Business customers to authenticate online banking actions. It replaces the need for a physical security device, allowing for quick verification of logins, payments, and account changes directly from your mobile.

**Highlights:** Authenticate online banking actions, Secure login verification, Approve new payment setups, Confirm account changes, Replaces physical security devices, Convenient mobile authentication

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### MODO

[App page](https://appshunter.io/ios/app/modo/id1530606263)

Simplify your daily life by connecting bank accounts and cards. Pay with QR or contactless, discover instant benefits and discounts, and access various services like recharges and gift cards. Transfer money easily to contacts without needing their bank details.

**Highlights:** Connect bank accounts and cards, QR and contactless payments, Discover instant discounts and benefits, Recharge services (SUBE, mobile, etc.), Send money to contacts without CBU/alias, View all account balances

**In-app purchases:** none

**What reviewers like**

- 💰 Excellent discounts and promotions
- 💳 Centralized payment options
- ⚡ Fast and efficient

**What reviewers complain about**

- 🐛 Frequent crashes and errors
- 🔒 Issues with identity verification
- 🔌 Compatibility problems with iOS updates
- 🔍 Unreliable search and promotion features
- 🤖 Poor customer support and unresolved issues

**Reported bugs**

- Login and registration failures
- Inability to transfer funds or make payments
- Glitches with QR code scanning

**Requested features**

- Add NFC payment support
- Improve notification settings
- Streamline account management and linking


## Frequently asked questions

### Is Metro Bank Authenticator free?

Metro Bank Authenticator is free to download, with no in-app purchases.

### Is MODO free?

MODO is free to download, with no in-app purchases.

### Do Metro Bank Authenticator or MODO have ads?

MODO shows ads; Metro Bank Authenticator does not.

### Which is updated more often, Metro Bank Authenticator or MODO?

Metro Bank Authenticator ships an update every 12 months, and MODO weekly. Most recently, Metro Bank Authenticator was updated on September 17, 2026 and MODO on September 17, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*