# Metro Bank Authenticator vs Beans App

The clearest difference is review sentiment: Beans App at 60% against Metro Bank Authenticator's 0%. Beans App also leads on update cadence (fortnightly vs every 12 months). Metro Bank Authenticator's advantage is monetization model (free vs free with in-app purchases). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Metro Bank Authenticator ships an update every 12 months, Beans App fortnightly. Both last shipped on September 17, 2026.

## The numbers

| Metric | Metro Bank Authenticator | Beans App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[3.7 (27 ratings)](https://appshunter.io/ios/app/beans-app/id1616633340/reviews)** |
| Number of ratings | — | **27** |
| Positive reviews | 0.0% of reviews | **60.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 12 months | **Fortnightly** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 12 MB | 66 MB |
| Requires iOS | **14.0** | 15.5 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [MetroBank](https://appshunter.io/developer/854725531) | [Beans bv](https://appshunter.io/developer/1616633342) |

## What reviewers say

### Metro Bank Authenticator

[App page](https://appshunter.io/ios/app/metro-bank-authenticator/id1524446800)

This app provides a secure and convenient way for Metro Bank Business customers to authenticate online banking actions. It replaces the need for a physical security device, allowing for quick verification of logins, payments, and account changes directly from your mobile.

**Highlights:** Authenticate online banking actions, Secure login verification, Approve new payment setups, Confirm account changes, Replaces physical security devices, Convenient mobile authentication

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Beans App

[App page](https://appshunter.io/ios/app/beans-app/id1616633340)

Manage, send, and receive money globally with a secure, non-custodial wallet. Instantly move funds, exchange currencies, and earn variable returns on your value. Access cash worldwide through MoneyGram locations.

**Highlights:** Global money management, Instant international transfers, Multi-currency wallet, Earn variable returns, Cash access via MoneyGram, Secure non-custodial wallet

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Metro Bank Authenticator free?

Metro Bank Authenticator is free to download, with no in-app purchases.

### Is Beans App free?

Beans App is free to download, with no in-app purchases.

### Do Metro Bank Authenticator or Beans App have ads?

Neither Metro Bank Authenticator nor Beans App shows ads.

### Which is updated more often, Metro Bank Authenticator or Beans App?

Metro Bank Authenticator ships an update every 12 months, and Beans App fortnightly. Most recently, Metro Bank Authenticator was updated on September 17, 2026 and Beans App on September 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*