# Metro Bank Authenticator vs MC Pay

The clearest difference is review sentiment: MC Pay at 78% against Metro Bank Authenticator's 0%. MC Pay also leads on update cadence (fortnightly vs every 12 months). Metro Bank Authenticator's advantage is monetization model (free vs ad-supported). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Metro Bank Authenticator ships an update every 12 months, MC Pay fortnightly. The most recent releases landed on October 29, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Metro Bank Authenticator | MC Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.4 (45 ratings)](https://appshunter.io/ios/app/mc-pay/id1624232502/reviews)** |
| Number of ratings | — | **45** |
| Positive reviews | 0.0% of reviews | **77.8% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 12 months | **Fortnightly** |
| Monetization | **Free** | Ad-supported |
| Size | 12 MB | 76 MB |
| Requires iOS | **14.0** | 15.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [MetroBank](https://appshunter.io/developer/854725531) | [MEDIACUBE WORLDWIDE LTD](https://appshunter.io/developer/1624232504) |

## What reviewers say

### Metro Bank Authenticator

[App page](https://appshunter.io/ios/app/metro-bank-authenticator/id1524446800)

This app provides a secure and convenient way for Metro Bank Business customers to authenticate online banking actions. It replaces the need for a physical security device, allowing for quick verification of logins, payments, and account changes directly from your mobile.

**Highlights:** Authenticate online banking actions, Secure login verification, Approve new payment setups, Confirm account changes, Replaces physical security devices, Convenient mobile authentication

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### MC Pay

[App page](https://appshunter.io/ios/app/mc-pay/id1624232502)

Manage your YouTube and Facebook creator revenue conveniently and securely. Get express payouts, utilize over 10 payment methods, and consolidate advertising deals. Access professional channel services to save time for creativity.

**Highlights:** Express payouts, 10+ payment methods, Manage advertising deals, Channel services, Secure revenue management

**In-app purchases:** none


## Frequently asked questions

### Is Metro Bank Authenticator free?

Metro Bank Authenticator is free to download, with no in-app purchases.

### Is MC Pay free?

MC Pay is free to download, with no in-app purchases.

### Do Metro Bank Authenticator or MC Pay have ads?

Neither Metro Bank Authenticator nor MC Pay shows ads.

### Which is updated more often, Metro Bank Authenticator or MC Pay?

Metro Bank Authenticator ships an update every 12 months, and MC Pay fortnightly. Most recently, Metro Bank Authenticator was updated on October 29, 2026 and MC Pay on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*