# National Exchange vs Karty

The clearest difference is review sentiment: Karty at 56% against National Exchange's 0%. Karty also leads on rating (4.1 vs 3.0) and update cadence (every 5 days vs every 2 months). National Exchange's advantage is device support (3 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Karty holds the better App Store score, 4.1 against 3.0. That said, the two scores are not equally well evidenced: Karty has 26 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 0% of National Exchange's written reviews are positive against 56% of Karty's.

National Exchange ships an update every 2 months, Karty every 5 days. The most recent releases landed on October 19, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | National Exchange | Karty |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.0 (2 ratings)](https://appshunter.io/ios/app/national-exchange/id1524824945/reviews) | **[4.1 (26 ratings)](https://appshunter.io/ios/app/karty/id6475709413/reviews)** |
| Number of ratings | 2 | **26** |
| Positive reviews | 0.0% of reviews | **55.6% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 5 days** |
| Monetization | Free | Free |
| Size | 43 MB | 271 MB |
| Requires iOS | **15.0** | 16.6 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 17+ | 4+ |
| Developer | [National Exchange CO. W.L.L.](https://appshunter.io/developer/1524825218) | [KARTY LLC](https://appshunter.io/developer/1624449446) |

## What reviewers say

### National Exchange

[App page](https://appshunter.io/ios/app/national-exchange/id1524824945)

Send money internationally with ease, anytime and anywhere. This application facilitates global money transfers, allowing users to send funds across borders efficiently.

**Highlights:** Global money transfers, Send money anytime, Send money anywhere, International remittance

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Karty

[App page](https://appshunter.io/ios/app/karty/id6475709413)

Manage your finances with a digital wallet that allows you to pay, spend, budget, and earn rewards. Track expenses by category, set custom budgets, and use Visa-powered cards for payments. Redeem earned points for flights, hotels, and vouchers.

**Highlights:** Digital wallet for payments, Customizable monthly budgets, Visa-powered card payments, Spending tracking by category, Earn KPoints rewards, Redeem points for travel and vouchers, Exclusive deals and discounts

**In-app purchases:** none


## Frequently asked questions

### Is National Exchange free?

National Exchange is free to download, with no in-app purchases.

### Is Karty free?

Karty is free to download, with no in-app purchases.

### Which has better reviews, National Exchange or Karty?

Karty is rated higher. National Exchange averages 3.0 out of 5 from 2 ratings, while Karty averages 4.1 from 26 ratings.

### Do National Exchange or Karty have ads?

Neither National Exchange nor Karty shows ads.

### Which is updated more often, National Exchange or Karty?

National Exchange ships an update every 2 months, and Karty every 5 days. Most recently, National Exchange was updated on October 19, 2026 and Karty on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*