# Zenfi vs Billbud

The clearest difference is in-app purchases: Billbud at none against Zenfi's 8. Billbud also leads on update cadence (weekly vs fortnightly). Zenfi's advantage is iOS requirement (16.4 vs 18.0). On price, ads and device support there is nothing between them.

Both are free to download. Zenfi sells 8 in-app purchases, starting at $1.99 per month. Billbud asks for nothing beyond the download.

Zenfi ships an update fortnightly, Billbud weekly. The most recent releases landed on October 27, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | Zenfi | Billbud |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (648 ratings)](https://appshunter.io/ios/app/zenfi/id1525003695/reviews)** | — |
| Number of ratings | **648** | — |
| Positive reviews | 75.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Fortnightly | **Weekly** |
| Monetization | Free with in-app purchases | — |
| Size | 89 MB | 73 MB |
| Requires iOS | **16.4** | 18.0 |
| Devices | iPhone | iPhone |
| Age rating | 12+ | 12+ |
| Developer | [Zenfi Tecnologias, S.A.P.I. de C.V.](https://appshunter.io/developer/1578523502) | [Fernanda Michelle Torres Aguilar](https://appshunter.io/developer/1763529151) |

## What reviewers say

### Zenfi

[App page](https://appshunter.io/ios/app/zenfi/id1525003695)

Understand your credit report and score for free. Access your SAT fiscal information, monitor transactions, and receive personalized tips to improve your financial health. Take control of your money with this comprehensive financial tool.

**Highlights:** Free credit report consultation, Understand and improve credit score, Access SAT fiscal information, Monitor income and expenses, Personalized financial tips, Identity theft alerts

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (8)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SAT Plus | $1.99 | per month |
| SAT Plus | $3.99 | per month |
| Buró Plus | $4.99 | per month |
| SAT Plus | $19.99 | per year |
| SAT Plus | $39.99 | per year |
| Buró Plus | $49.99 | per year |
| Reporte de Buró | $1.99 | one-time |
| Reporte de Buró | $2.99 | one-time |


### Billbud

[App page](https://appshunter.io/ios/app/billbud/id6642683061)

**In-app purchases:** none


## Frequently asked questions

### Is Zenfi free?

Zenfi is free to download, with in-app purchases available.

### Is Billbud free?

Billbud is free to download, with no in-app purchases.

### Do Zenfi or Billbud have ads?

Neither Zenfi nor Billbud shows ads.

### Which is updated more often, Zenfi or Billbud?

Zenfi ships an update fortnightly, and Billbud weekly. Most recently, Zenfi was updated on October 27, 2026 and Billbud on October 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*