# MSB Plus vs digimi

The clearest difference is update cadence: digimi at every 4 days against MSB Plus's fortnightly. digimi also leads on ratings volume (27 vs 7) and iOS requirement (13 vs 15.6). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 3.4 for MSB Plus against 3.5 for digimi. Both are backed by a comparable volume of ratings — 7 and 27 respectively.

MSB Plus ships an update fortnightly, digimi every 4 days. The most recent releases landed on November 3, 2026 and November 7, 2026 respectively.

## The numbers

| Metric | MSB Plus | digimi |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.4 (7 ratings)](https://appshunter.io/ios/app/msb-plus/id1525133110/reviews) | **[3.5 (27 ratings)](https://appshunter.io/ios/app/digimi-ngan-hang-so/id1526444697/reviews)** |
| Number of ratings | 7 | **27** |
| Positive reviews | — | 50.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | **Every 4 days** |
| Monetization | Free | Free |
| Size | 91 MB | 229 MB |
| Requires iOS | 15.6 | **13** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Vietnam Maritime Commercial Joint Stock Bank](https://appshunter.io/developer/1448568155) | [Viet Capital Commercial Joint Stock Bank](https://appshunter.io/developer/783572883) |

## What reviewers say

### MSB Plus

[App page](https://appshunter.io/ios/app/msb-plus/id1525133110)

Manage your credit card spending with over 1000 daily offers. Enjoy fast online installment plans with preferential interest rates. Securely manage card data and receive instant transaction notifications.

**Highlights:** Daily offers and promotions, Online installment plans, Preferential interest rates, Card data management, Secure card usage, Instant transaction notifications

**In-app purchases:** none


### digimi

[App page](https://appshunter.io/ios/app/digimi-ngan-hang-so/id1526444697)

This digital banking app allows users to open accounts in under a minute using eKYC and log in securely with biometrics. It facilitates easy transfers, bill payments, mobile top-ups, and card registration, all with no service fees.

**Highlights:** eKYC account opening, Biometric login, Smart OTP authentication, Seamless money transfers, Bill payments and mobile top-ups, Virtual and physical card registration, Competitive interest rate deposits

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is MSB Plus free?

MSB Plus is free to download, with no in-app purchases.

### Is digimi free?

digimi is free to download, with no in-app purchases.

### Which has better reviews, MSB Plus or digimi?

digimi is rated higher. MSB Plus averages 3.4 out of 5 from 7 ratings, while digimi averages 3.5 from 27 ratings.

### Do MSB Plus or digimi have ads?

Neither MSB Plus nor digimi shows ads.

### Which is updated more often, MSB Plus or digimi?

MSB Plus ships an update fortnightly, and digimi every 4 days. Most recently, MSB Plus was updated on November 3, 2026 and digimi on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*
