# MSB Plus vs VIB Business

The clearest difference is rating: MSB Plus at 3.4 against VIB Business's 1.5. MSB Plus also leads on ratings volume (7 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MSB Plus holds the better App Store score, 3.4 against 1.5. Both are backed by a comparable volume of ratings — 7 and 2 respectively.

Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on October 23, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | MSB Plus | VIB Business |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.4 (7 ratings)](https://appshunter.io/ios/app/msb-plus/id1525133110/reviews)** | [1.5 (2 ratings)](https://appshunter.io/ios/app/vib-business/id1661603237/reviews) |
| Number of ratings | **7** | 2 |
| Positive reviews | — | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | Fortnightly |
| Monetization | Free | Free |
| Size | 91 MB | 248 MB |
| Requires iOS | 15.6 | **14.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Vietnam Maritime Commercial Joint Stock Bank](https://appshunter.io/developer/1448568155) | [VIETNAM INTERNATIONAL COMMERCIAL JOINT STOCK BANK](https://appshunter.io/developer/949371010) |

## What reviewers say

### MSB Plus

[App page](https://appshunter.io/ios/app/msb-plus/id1525133110)

Manage your credit card spending with over 1000 daily offers. Enjoy fast online installment plans with preferential interest rates. Securely manage card data and receive instant transaction notifications.

**Highlights:** Daily offers and promotions, Online installment plans, Preferential interest rates, Card data management, Secure card usage, Instant transaction notifications

**In-app purchases:** none


### VIB Business

[App page](https://appshunter.io/ios/app/vib-business/id1661603237)

This digital banking app offers MSMEs and individual business owners a comprehensive suite of financial tools. Manage accounts, process transactions, and track cash flow with smart features and robust security.

**Highlights:** Account and transaction tracking, Personalized QR payment codes, Voice transaction notifications, Multi-layered security with Smart OTP, Biometric authentication, Cloud-native architecture

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is MSB Plus free?

MSB Plus is free to download, with no in-app purchases.

### Is VIB Business free?

VIB Business is free to download, with no in-app purchases.

### Which has better reviews, MSB Plus or VIB Business?

MSB Plus is rated higher. MSB Plus averages 3.4 out of 5 from 7 ratings, while VIB Business averages 1.5 from 2 ratings.

### Do MSB Plus or VIB Business have ads?

Neither MSB Plus nor VIB Business shows ads.

### Which is updated more often, MSB Plus or VIB Business?

MSB Plus ships an update fortnightly, and VIB Business fortnightly. Most recently, MSB Plus was updated on October 23, 2026 and VIB Business on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*