# Budget app vs Spend

Budget app and Spend both sit at 4.7 stars, but that hides the real split: 79% of Budget app's written reviews are positive against 33% of Spend's. Budget app also leads on ratings volume (16K vs 21) and chart position (#77 vs unranked). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Budget app sells 8 in-app purchases, starting at $2.99 per month and Spend sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 4.7 for Budget app against 4.6 for Spend. That said, the two scores are not equally well evidenced: Budget app has 16K ratings behind it against 21, so its average is the more settled of the two. Written reviews are what separate them: 79% of Budget app's written reviews are positive against 33% of Spend's.

Budget app ships an update every 4 days, Spend every 5 days. The most recent releases landed on October 30, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Budget app | Spend |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (16K ratings)](https://appshunter.io/ios/app/budget-app-spending-tracker/id1525179720/reviews)** | [4.6 (21 ratings)](https://appshunter.io/ios/app/spend-trend-spending-tracker/id1528115172/reviews) |
| Number of ratings | **16K** | 21 |
| Positive reviews | **78.8% of reviews** | 33.3% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 4 days** | Every 5 days |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Best chart rank | **#77** | — |
| Size | 247 MB | 50 MB |
| Requires iOS | **16.0** | 17.6 |
| Devices | **iPhone, iPad, Apple Watch** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [InnerGrow](https://appshunter.io/developer/1828382777) | [VIJAY CHINTA](https://appshunter.io/developer/1528115174) |

## What reviewers say

### Budget app

[App page](https://appshunter.io/ios/app/budget-app-spending-tracker/id1525179720)

**Currently charting:** #77 Top Grossing · Finance (US App Store)

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

**Highlights:** Budget Planner, Spending Tracker, Money Management, Recurring Transactions, Shared Budgeting, AI Tracking, Stats & Charts

**Features:** macOS Compatibility, Family Sharing, Apple Watch app, Vision Pro support

**In-app purchases (8)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Budget Premium Monthly | $2.99 | per month |
| Financial Empowerment | $5.99 | per year |
| Yearly Premium | $6.99 | per year |
| Lifetime Premium Sale | $4.99 | one-time |
| Budget Lifetime Member | $8.99 | one-time |
| lifetime member sale | $14.99 | one-time |
| Lifetime Premium Global | $19.99 | one-time |
| Family Premium | $29.99 | one-time |

**What reviewers like**

- 👍 User-friendly interface
- 🚀 Straightforward and intuitive
- 💰 Affordable one-time purchase
- 🎨 Customizable categories and colors
- 🗓️ Helpful calendar and transaction views

**What reviewers complain about**

- 🐛 Recurring bills/payments not working as expected
- 🔍 Lack of advanced reporting and analytics
- 🤝 Sharing/collaboration features not reliable
- 🇨🇦 Limited support for Canadian banks/accounts
- 🔀 Difficulty moving money between budgets

**Reported bugs**

- Syncing issues between devices
- Transactions not always loading correctly
- Upgrade/premium features not working as expected

**Requested features**

- Ability to carry over surplus/deficit between months
- Option to view remaining budget instead of just spent
- Multiple savings account/ledger support
- Automatic recurring bill/subscription tracking
- Web/desktop app version for easier data entry


### Spend

[App page](https://appshunter.io/ios/app/spend-trend-spending-tracker/id1528115172)

This app helps you organize and track your expenses, receipts, and budgets. It offers various views like calendar, summary, and map, and can automatically download transactions from your bank and Apple Card.

**Highlights:** Expense tracking, Receipt organization, Budget management, Calendar, summary, map views, Automatic bank transaction download, Apple Card transaction download, Transaction export

**Features:** Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthy Subscription | $4.99 | per month |
| Pro Upgrade | $8.99 | one-time |


## Frequently asked questions

### Is Budget app free?

Budget app is free to download, with in-app purchases available.

### Is Spend free?

Spend is free to download, with in-app purchases available.

### Which has better reviews, Budget app or Spend?

Budget app is rated higher. Budget app averages 4.7 out of 5 from 16K ratings, while Spend averages 4.6 from 21 ratings.

### Do Budget app or Spend have ads?

Neither Budget app nor Spend shows ads.

### Which is updated more often, Budget app or Spend?

Budget app ships an update every 4 days, and Spend every 5 days. Most recently, Budget app was updated on October 30, 2026 and Spend on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*