# Budget app vs Expense,multi currency/account

The clearest difference is rating: Budget app at 4.7 against Expense,multi currency/account's 3.3. Budget app also leads on ads (none vs shown) and update cadence (every 4 days vs every 2 months). Expense,multi currency/account's advantage is review sentiment (100% vs 79%) and iOS requirement (13.0 vs 16.0). On price, in-app purchases, monetization model and device support there is nothing between them.

Both are free to download. Budget app sells 8 in-app purchases, starting at $5.99 per month and Expense,multi currency/account sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

Budget app holds the better App Store score, 4.7 against 3.3. That said, the two scores are not equally well evidenced: Budget app has 16K ratings behind it against 4, so its average is the more settled of the two. Written reviews complicate that: 79% of Budget app's written reviews are positive against 100% of Expense,multi currency/account's, so the app with the better star average is not the one people write more warmly about.

Budget app ships an update every 4 days, Expense,multi currency/account every 2 months. The most recent releases landed on November 13, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | Budget app | Expense,multi currency/account |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (16K ratings)](https://appshunter.io/ios/app/budget-app-spending-tracker/id1525179720/reviews)** | [3.3 (4 ratings)](https://appshunter.io/ios/app/expensemulti-currencyaccount/id1558169245/reviews) |
| Number of ratings | **16K** | 4 |
| Positive reviews | 79.0% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | **Every 4 days** | Every 2 months |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Best chart rank | **#59** | — |
| Size | 247 MB | 8 MB |
| Requires iOS | 16.0 | **13.0** |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [InnerGrow](https://appshunter.io/developer/1828382777) | [叮咚 康](https://appshunter.io/developer/980930351) |

## What reviewers say

### Budget app

[App page](https://appshunter.io/ios/app/budget-app-spending-tracker/id1525179720)

**Currently charting:** #59 Top Grossing · Finance (US App Store)

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

**Highlights:** Budget Planner, Spending Tracker, Money Management, Recurring Transactions, Shared Budgeting, AI Tracking, Stats & Charts

**Features:** macOS Compatibility, Family Sharing, Apple Watch app, Vision Pro support

**In-app purchases (8)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Budget Premium Monthly | $5.99 | per month |
| Yearly Premium | $6.99 | per year |
| Financial Empowerment | $9.99 | per year |
| Lifetime Premium Sale | $4.99 | one-time |
| Budget Lifetime Member | $8.99 | one-time |
| lifetime member sale | $14.99 | one-time |
| Lifetime Premium Global | $19.99 | one-time |
| Family Premium | $29.99 | one-time |

**What reviewers like**

- 👍 User-friendly interface
- 🚀 Straightforward and intuitive
- 💰 Affordable one-time purchase
- 🎨 Customizable categories and colors
- 🗓️ Helpful calendar and transaction views

**What reviewers complain about**

- 🐛 Recurring bills/payments not working as expected
- 🔍 Lack of advanced reporting and analytics
- 🤝 Sharing/collaboration features not reliable
- 🇨🇦 Limited support for Canadian banks/accounts
- 🔀 Difficulty moving money between budgets

**Reported bugs**

- Syncing issues between devices
- Transactions not always loading correctly
- Upgrade/premium features not working as expected

**Requested features**

- Ability to carry over surplus/deficit between months
- Option to view remaining budget instead of just spent
- Multiple savings account/ledger support
- Automatic recurring bill/subscription tracking
- Web/desktop app version for easier data entry


### Expense,multi currency/account

[App page](https://appshunter.io/ios/app/expensemulti-currencyaccount/id1558169245)

Effortlessly manage your finances with this intuitive expense and income tracker. It supports multiple currencies and accounts, automatically backs up your data to the cloud, and allows for easy Excel export. Quickly log transactions with pre-saved notes and view detailed monthly or yearly statistics.

**Highlights:** Multiple currency and account support, Automatic cloud backup, Easy transaction logging, Excel export, Income and expense tracking, Monthly and yearly statistics, Search functionality

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Search | $0.99 | one-time |


## Frequently asked questions

### Is Budget app free?

Budget app is free to download, with in-app purchases available.

### Is Expense,multi currency/account free?

Expense,multi currency/account is free to download, with in-app purchases available.

### Which has better reviews, Budget app or Expense,multi currency/account?

Budget app is rated higher. Budget app averages 4.7 out of 5 from 16K ratings, while Expense,multi currency/account averages 3.3 from 4 ratings.

### Do Budget app or Expense,multi currency/account have ads?

Expense,multi currency/account shows ads; Budget app does not.

### Which is updated more often, Budget app or Expense,multi currency/account?

Budget app ships an update every 4 days, and Expense,multi currency/account every 2 months. Most recently, Budget app was updated on November 13, 2026 and Expense,multi currency/account on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*