# Budget app vs Billsy

The clearest difference is rating: Budget app at 4.7 against Billsy's 3.9. Budget app also leads on ads (none vs shown) and update cadence (every 4 days vs every 2 months). On price, in-app purchases, monetization model and iOS requirement there is nothing between them.

Both are free to download. Budget app sells 8 in-app purchases, starting at $2.99 per month and Billsy sells 3 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

Budget app holds the better App Store score, 4.7 against 3.9. That said, the two scores are not equally well evidenced: Budget app has 16K ratings behind it against 24, so its average is the more settled of the two. Written reviews point the same way: 79% of Budget app's written reviews are positive against 53% of Billsy's.

Budget app ships an update every 4 days, Billsy every 2 months. The most recent releases landed on October 29, 2026 and October 6, 2026 respectively.

## The numbers

| Metric | Budget app | Billsy |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (16K ratings)](https://appshunter.io/ios/app/budget-app-spending-tracker/id1525179720/reviews)** | [3.9 (24 ratings)](https://appshunter.io/ios/app/billsy-subscription-tracker/id1558377953/reviews) |
| Number of ratings | **16K** | 24 |
| Positive reviews | **78.8% of reviews** | 53.3% of reviews |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | **Every 4 days** | Every 2 months |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Best chart rank | **#60** | — |
| Size | 247 MB | 192 MB |
| Requires iOS | 16.0 | 16.0 |
| Devices | **iPhone, iPad, Apple Watch** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [InnerGrow](https://appshunter.io/developer/1828382777) | [GOFORTH TECH VENTURES INC](https://appshunter.io/developer/1558377955) |

## What reviewers say

### Budget app

[App page](https://appshunter.io/ios/app/budget-app-spending-tracker/id1525179720)

**Currently charting:** #60 Top Grossing · Finance (US App Store)

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

**Highlights:** Budget Planner, Spending Tracker, Money Management, Recurring Transactions, Shared Budgeting, AI Tracking, Stats & Charts

**Features:** macOS Compatibility, Family Sharing, Apple Watch app, Vision Pro support

**In-app purchases (8)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Budget Premium Monthly | $2.99 | per month |
| Financial Empowerment | $5.99 | per year |
| Yearly Premium | $6.99 | per year |
| Lifetime Premium Sale | $4.99 | one-time |
| Budget Lifetime Member | $8.99 | one-time |
| lifetime member sale | $14.99 | one-time |
| Lifetime Premium Global | $19.99 | one-time |
| Family Premium | $29.99 | one-time |

**What reviewers like**

- 👍 User-friendly interface
- 🚀 Straightforward and intuitive
- 💰 Affordable one-time purchase
- 🎨 Customizable categories and colors
- 🗓️ Helpful calendar and transaction views

**What reviewers complain about**

- 🐛 Recurring bills/payments not working as expected
- 🔍 Lack of advanced reporting and analytics
- 🤝 Sharing/collaboration features not reliable
- 🇨🇦 Limited support for Canadian banks/accounts
- 🔀 Difficulty moving money between budgets

**Reported bugs**

- Syncing issues between devices
- Transactions not always loading correctly
- Upgrade/premium features not working as expected

**Requested features**

- Ability to carry over surplus/deficit between months
- Option to view remaining budget instead of just spent
- Multiple savings account/ledger support
- Automatic recurring bill/subscription tracking
- Web/desktop app version for easier data entry


### Billsy

[App page](https://appshunter.io/ios/app/billsy-subscription-tracker/id1558377953)

Effortlessly manage personal and business finances with a unified dashboard, bill calendar, and automatic reminders. Track subscriptions, gain insights into spending, and avoid financial pitfalls with over 200 pre-filled templates.

**Highlights:** Unified financial dashboard, 200+ pre-filled expense templates, Comprehensive bill calendar, Insightful spend visualization, Automatic bill reminders, Custom bill entries, Exclusive offers

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Bills Organizer: Monthly Pro | $3.99 | per month |
| Bills Organizer: Annual Pro | $29.99 | per year |
| Unlock Billsy Pro | $4.99 | one-time |


## Frequently asked questions

### Is Budget app free?

Budget app is free to download, with in-app purchases available.

### Is Billsy free?

Billsy is free to download, with in-app purchases available.

### Which has better reviews, Budget app or Billsy?

Budget app is rated higher. Budget app averages 4.7 out of 5 from 16K ratings, while Billsy averages 3.9 from 24 ratings.

### Do Budget app or Billsy have ads?

Billsy shows ads; Budget app does not.

### Which is updated more often, Budget app or Billsy?

Budget app ships an update every 4 days, and Billsy every 2 months. Most recently, Budget app was updated on October 29, 2026 and Billsy on October 6, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*