# Budget app vs MySpend

The clearest difference is ratings volume: Budget app at 16K against MySpend's 1. Budget app also leads on update cadence (every 9 days vs every 3 weeks) and chart position (#55 vs unranked). MySpend's advantage is rating (5.0 vs 4.7) and review sentiment (100% vs 79%). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Budget app sells 8 in-app purchases, starting at $2.99 per month and MySpend sells 5 in-app purchases, starting at $0.99 per 7 days. Whichever you choose, the download price is not the number that matters.

MySpend holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Budget app has 16K ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 79% of Budget app's written reviews are positive against 100% of MySpend's.

Budget app ships an update every 9 days, MySpend every 3 weeks. The most recent releases landed on September 25, 2026 and September 5, 2026 respectively.

## The numbers

| Metric | Budget app | MySpend |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (16K ratings)](https://appshunter.io/ios/app/budget-app-spending-tracker/id1525179720/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/myspend-shared-budget-tracker/id6446052184/reviews)** |
| Number of ratings | **16K** | 1 |
| Positive reviews | 79.2% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 9 days** | Every 3 weeks |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Best chart rank | **#55** | — |
| Size | 231 MB | 45 MB |
| Requires iOS | **13.0** | 15.1 |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [InnerGrow](https://appshunter.io/developer/1828382777) | [Vadim Holub](https://appshunter.io/developer/1675678220) |

## What reviewers say

### Budget app

[App page](https://appshunter.io/ios/app/budget-app-spending-tracker/id1525179720)

**Currently charting:** #55 Top Grossing · Finance, #204 Top Free · Finance (US App Store)

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

**Highlights:** Budget Planner, Spending Tracker, Money Management, Recurring Transactions, Shared Budgeting, AI Tracking, Stats & Charts

**Features:** macOS Compatibility, Family Sharing, Apple Watch app, Vision Pro support

**In-app purchases (8)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Budget Premium Monthly | $2.99 | per month |
| Financial Empowerment | $5.99 | per year |
| Yearly Premium | $6.99 | per year |
| Lifetime Premium Sale | $4.99 | one-time |
| lifetime member sale | $6.99 | one-time |
| Budget Lifetime Member | $8.99 | one-time |
| Lifetime Premium Global | $8.99 | one-time |
| Family Premium | $14.99 | one-time |

**What reviewers like**

- 👍 User-friendly interface
- 🚀 Straightforward and intuitive
- 💰 Affordable one-time purchase
- 🎨 Customizable categories and colors
- 🗓️ Helpful calendar and transaction views

**What reviewers complain about**

- 🐛 Recurring bills/payments not working as expected
- 🔍 Lack of advanced reporting and analytics
- 🤝 Sharing/collaboration features not reliable
- 🇨🇦 Limited support for Canadian banks/accounts
- 🔀 Difficulty moving money between budgets

**Reported bugs**

- Syncing issues between devices
- Transactions not always loading correctly
- Upgrade/premium features not working as expected

**Requested features**

- Ability to carry over surplus/deficit between months
- Option to view remaining budget instead of just spent
- Multiple savings account/ledger support
- Automatic recurring bill/subscription tracking
- Web/desktop app version for easier data entry


### MySpend

[App page](https://appshunter.io/ios/app/myspend-shared-budget-tracker/id6446052184)

Effortlessly track personal or shared expenses with this finance app. It offers quick transaction logging, multiple wallet options, and customizable categories. Share specific spending categories with others via a simple link for collaborative budgeting.

**Highlights:** Quick expense logging, Multiple wallet support, Customizable spending categories, Shareable expense links, Real-time sync for shared budgets, Visual spending analytics

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly Subscription | $0.99 | per 7 days |
| Monthly Subscription | $2.99 | per month |
| Annual Subscription | $14.99 | per year |
| Forever without Subscription | $34.99 | per 6 months |
| Forever without Subscription | $39.99 | one-time |


## Frequently asked questions

### Is Budget app free?

Budget app is free to download, with in-app purchases available.

### Is MySpend free?

MySpend is free to download, with in-app purchases available.

### Which has better reviews, Budget app or MySpend?

MySpend is rated higher. Budget app averages 4.7 out of 5 from 16K ratings, while MySpend averages 5.0 from 1 ratings.

### Do Budget app or MySpend have ads?

Neither Budget app nor MySpend shows ads.

### Which is updated more often, Budget app or MySpend?

Budget app ships an update every 9 days, and MySpend every 3 weeks. Most recently, Budget app was updated on September 25, 2026 and MySpend on September 5, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*