# Budget app vs Quartzo

The clearest difference is rating: Budget app at 4.7 against Quartzo's 4.3. Budget app also leads on ratings volume (16K vs 4) and review sentiment (79% vs 62%). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Budget app sells 8 in-app purchases, starting at $2.99 per month and Quartzo sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

Budget app holds the better App Store score, 4.7 against 4.3. That said, the two scores are not equally well evidenced: Budget app has 16K ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 79% of Budget app's written reviews are positive against 62% of Quartzo's.

Budget app ships an update every 9 days, Quartzo weekly. Both last shipped on September 24, 2026.

## The numbers

| Metric | Budget app | Quartzo |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (16K ratings)](https://appshunter.io/ios/app/budget-app-spending-tracker/id1525179720/reviews)** | [4.3 (4 ratings)](https://appshunter.io/ios/app/quartzo-spending-tracker/id6446209514/reviews) |
| Number of ratings | **16K** | 4 |
| Positive reviews | **79.2% of reviews** | 61.9% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 9 days | **Weekly** |
| Monetization | Free with in-app purchases | Freemium |
| Best chart rank | **#64** | — |
| Size | 231 MB | 24 MB |
| Requires iOS | **13.0** | 18 |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone, iPad |
| Age rating | 4+ | +17 |
| Developer | [InnerGrow](https://appshunter.io/developer/1828382777) | [Rafael Ramos](https://appshunter.io/developer/1654347075) |

## What reviewers say

### Budget app

[App page](https://appshunter.io/ios/app/budget-app-spending-tracker/id1525179720)

**Currently charting:** #64 Top Grossing · Finance, #177 Top Free · Finance (US App Store)

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

**Highlights:** Budget Planner, Spending Tracker, Money Management, Recurring Transactions, Shared Budgeting, AI Tracking, Stats & Charts

**Features:** macOS Compatibility, Family Sharing, Apple Watch app, Vision Pro support

**In-app purchases (8)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Budget Premium Monthly | $2.99 | per month |
| Financial Empowerment | $5.99 | per year |
| Yearly Premium | $6.99 | per year |
| Lifetime Premium Sale | $4.99 | one-time |
| lifetime member sale | $6.99 | one-time |
| Budget Lifetime Member | $8.99 | one-time |
| Lifetime Premium Global | $8.99 | one-time |
| Family Premium | $14.99 | one-time |

**What reviewers like**

- 👍 User-friendly interface
- 🚀 Straightforward and intuitive
- 💰 Affordable one-time purchase
- 🎨 Customizable categories and colors
- 🗓️ Helpful calendar and transaction views

**What reviewers complain about**

- 🐛 Recurring bills/payments not working as expected
- 🔍 Lack of advanced reporting and analytics
- 🤝 Sharing/collaboration features not reliable
- 🇨🇦 Limited support for Canadian banks/accounts
- 🔀 Difficulty moving money between budgets

**Reported bugs**

- Syncing issues between devices
- Transactions not always loading correctly
- Upgrade/premium features not working as expected

**Requested features**

- Ability to carry over surplus/deficit between months
- Option to view remaining budget instead of just spent
- Multiple savings account/ledger support
- Automatic recurring bill/subscription tracking
- Web/desktop app version for easier data entry


### Quartzo

[App page](https://appshunter.io/ios/app/quartzo-spending-tracker/id6446209514)

Manage your finances with this intuitive app. Track expenses, organize accounts, and set up recurring payments. Customizable notifications and iCloud backup ensure you stay in control of your money.

**Highlights:** Multiple wallets for account organization, Expense categorization, Automated recurring transaction recording, Customizable expense notifications, iCloud backup for data security, Home screen widgets for quick viewing and addition, Apple Pay transaction recognition integration

**Features:** Family Sharing

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Quartzo Pro: Monthly | $1.99 | per month |
| Quartzo Pro: Annually | $14.99 | per year |
| Quartzo Pro: Lifetime | $19.99 | one-time |


## Frequently asked questions

### Is Budget app free?

Budget app is free to download, with in-app purchases available.

### Is Quartzo free?

Quartzo is free to download, with in-app purchases available.

### Which has better reviews, Budget app or Quartzo?

Budget app is rated higher. Budget app averages 4.7 out of 5 from 16K ratings, while Quartzo averages 4.3 from 4 ratings.

### Do Budget app or Quartzo have ads?

Neither Budget app nor Quartzo shows ads.

### Which is updated more often, Budget app or Quartzo?

Budget app ships an update every 9 days, and Quartzo weekly. Most recently, Budget app was updated on September 24, 2026 and Quartzo on September 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*