# Budget app vs Cutty

The clearest difference is update cadence: Budget app at every 4 days against Cutty's every 2 months. Budget app also leads on chart position (#70 vs unranked) and iOS requirement (16.0 vs 26.0). Cutty's advantage is review sentiment (100% vs 79%). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Budget app sells 8 in-app purchases, starting at $2.99 per month and Cutty sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

Budget app ships an update every 4 days, Cutty every 2 months. The most recent releases landed on October 30, 2026 and October 21, 2026 respectively.

## The numbers

| Metric | Budget app | Cutty |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (16K ratings)](https://appshunter.io/ios/app/budget-app-spending-tracker/id1525179720/reviews)** | — |
| Number of ratings | **16K** | — |
| Positive reviews | 78.8% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 4 days** | Every 2 months |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Best chart rank | **#70** | — |
| Size | 247 MB | 9 MB |
| Requires iOS | **16.0** | 26.0 |
| Devices | **iPhone, iPad, Apple Watch** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [InnerGrow](https://appshunter.io/developer/1828382777) | [Andrii Bashta](https://appshunter.io/developer/1547467775) |

## What reviewers say

### Budget app

[App page](https://appshunter.io/ios/app/budget-app-spending-tracker/id1525179720)

**Currently charting:** #70 Top Grossing · Finance (US App Store)

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

**Highlights:** Budget Planner, Spending Tracker, Money Management, Recurring Transactions, Shared Budgeting, AI Tracking, Stats & Charts

**Features:** macOS Compatibility, Family Sharing, Apple Watch app, Vision Pro support

**In-app purchases (8)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Budget Premium Monthly | $2.99 | per month |
| Financial Empowerment | $5.99 | per year |
| Yearly Premium | $6.99 | per year |
| Lifetime Premium Sale | $4.99 | one-time |
| Budget Lifetime Member | $8.99 | one-time |
| lifetime member sale | $14.99 | one-time |
| Lifetime Premium Global | $19.99 | one-time |
| Family Premium | $29.99 | one-time |

**What reviewers like**

- 👍 User-friendly interface
- 🚀 Straightforward and intuitive
- 💰 Affordable one-time purchase
- 🎨 Customizable categories and colors
- 🗓️ Helpful calendar and transaction views

**What reviewers complain about**

- 🐛 Recurring bills/payments not working as expected
- 🔍 Lack of advanced reporting and analytics
- 🤝 Sharing/collaboration features not reliable
- 🇨🇦 Limited support for Canadian banks/accounts
- 🔀 Difficulty moving money between budgets

**Reported bugs**

- Syncing issues between devices
- Transactions not always loading correctly
- Upgrade/premium features not working as expected

**Requested features**

- Ability to carry over surplus/deficit between months
- Option to view remaining budget instead of just spent
- Multiple savings account/ledger support
- Automatic recurring bill/subscription tracking
- Web/desktop app version for easier data entry


### Cutty

[App page](https://appshunter.io/ios/app/cutty-subscription-manager/id6504582511)

Easily manage all your expenses by category, from utility bills to subscriptions. Monitor your spending weekly, monthly, and yearly with detailed analytics to understand where your money goes. Your financial data is securely stored only on your device.

**Highlights:** Expense tracking by category, Weekly, monthly, yearly spending analytics, Add, edit, and organize bills, Secure on-device data storage, Subscription management

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Unlock Premium features | $9.99 | one-time |


## Frequently asked questions

### Is Budget app free?

Budget app is free to download, with in-app purchases available.

### Is Cutty free?

Cutty is free to download, with in-app purchases available.

### Do Budget app or Cutty have ads?

Neither Budget app nor Cutty shows ads.

### Which is updated more often, Budget app or Cutty?

Budget app ships an update every 4 days, and Cutty every 2 months. Most recently, Budget app was updated on October 30, 2026 and Cutty on October 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*