# Budget app vs 记账吧

The clearest difference is ads: Budget app at none against 记账吧's shown. Budget app also leads on update cadence (every 4 days vs every 2 weeks) and chart position (#60 vs unranked). 记账吧's advantage is review sentiment (94% vs 79%) and iOS requirement (13.0 vs 16.0). On price, in-app purchases, monetization model and device support there is nothing between them.

Both are free to download. Budget app sells 8 in-app purchases, starting at $5.99 per month and 记账吧 sells 9 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

Budget app ships an update every 4 days, 记账吧 every 2 weeks. The most recent releases landed on November 8, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Budget app | 记账吧 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (16K ratings)](https://appshunter.io/ios/app/budget-app-spending-tracker/id1525179720/reviews)** | — |
| Number of ratings | **16K** | — |
| Positive reviews | 78.8% of reviews | **93.8% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | **Every 4 days** | Every 2 weeks |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Best chart rank | **#60** | — |
| Size | 247 MB | 188 MB |
| Requires iOS | 16.0 | **13.0** |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, iPod |
| Age rating | 4+ | 9+ |
| Developer | [InnerGrow](https://appshunter.io/developer/1828382777) | [Moon Technology Co., Ltd](https://appshunter.io/developer/1721502428) |

## What reviewers say

### Budget app

[App page](https://appshunter.io/ios/app/budget-app-spending-tracker/id1525179720)

**Currently charting:** #60 Top Grossing · Finance (US App Store)

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

**Highlights:** Budget Planner, Spending Tracker, Money Management, Recurring Transactions, Shared Budgeting, AI Tracking, Stats & Charts

**Features:** macOS Compatibility, Family Sharing, Apple Watch app, Vision Pro support

**In-app purchases (8)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Budget Premium Monthly | $5.99 | per month |
| Yearly Premium | $6.99 | per year |
| Financial Empowerment | $9.99 | per year |
| Lifetime Premium Sale | $4.99 | one-time |
| Budget Lifetime Member | $8.99 | one-time |
| lifetime member sale | $14.99 | one-time |
| Lifetime Premium Global | $19.99 | one-time |
| Family Premium | $29.99 | one-time |

**What reviewers like**

- 👍 User-friendly interface
- 🚀 Straightforward and intuitive
- 💰 Affordable one-time purchase
- 🎨 Customizable categories and colors
- 🗓️ Helpful calendar and transaction views

**What reviewers complain about**

- 🐛 Recurring bills/payments not working as expected
- 🔍 Lack of advanced reporting and analytics
- 🤝 Sharing/collaboration features not reliable
- 🇨🇦 Limited support for Canadian banks/accounts
- 🔀 Difficulty moving money between budgets

**Reported bugs**

- Syncing issues between devices
- Transactions not always loading correctly
- Upgrade/premium features not working as expected

**Requested features**

- Ability to carry over surplus/deficit between months
- Option to view remaining budget instead of just spent
- Multiple savings account/ledger support
- Automatic recurring bill/subscription tracking
- Web/desktop app version for easier data entry


### 记账吧

[App page](https://appshunter.io/ios/app/and-and/id6608968399)

Simplify your finances with this efficient bookkeeping app. Track expenses, manage budgets, and monitor assets with AI-powered features and customizable reports. It helps you understand where your money goes and save more effectively.

**Highlights:** AI chat bookkeeping, Voice input for expenses, Quick and simple transaction entry, Multiple customizable ledgers, Shared ledger management, Category-specific budgeting, Comprehensive asset tracking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (9)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 记账吧月度会员 | $0.99 | per month |
| 记账吧季度会员 | $0.99 | per 3 months |
| 记账吧年度会员 | $2.99 | per year |
| 记账吧永久会员 | $4.99 | one-time |
| 记账吧永久会员 | $6.99 | one-time |
| 记账吧永久会员 | $7.99 | one-time |
| 记账吧永久会员 | $8.99 | one-time |
| 记账吧永久会员 | $9.99 | one-time |
| 记账吧永久会员 | $49.99 | one-time |


## Frequently asked questions

### Is Budget app free?

Budget app is free to download, with in-app purchases available.

### Is 记账吧 free?

记账吧 is free to download, with in-app purchases available.

### Do Budget app or 记账吧 have ads?

记账吧 shows ads; Budget app does not.

### Which is updated more often, Budget app or 记账吧?

Budget app ships an update every 4 days, and 记账吧 every 2 weeks. Most recently, Budget app was updated on November 8, 2026 and 记账吧 on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*