# Budget app vs Vertly

The clearest difference is in-app purchases: Vertly at none against Budget app's 8. Budget app's advantage is update cadence (every 4 days vs every 4 weeks) and ratings volume (16K vs 10). On price, review sentiment, ads and device support there is nothing between them.

Both are free to download. Budget app sells 8 in-app purchases, starting at $5.99 per month. Vertly asks for nothing beyond the download.

Budget app holds the better App Store score, 4.7 against 4.5. That said, the two scores are not equally well evidenced: Budget app has 16K ratings behind it against 10, so its average is the more settled of the two. Written reviews complicate that: 79% of Budget app's written reviews are positive against 83% of Vertly's, so the app with the better star average is not the one people write more warmly about.

Budget app ships an update every 4 days, Vertly every 4 weeks. The most recent releases landed on November 9, 2026 and November 4, 2026 respectively.

## The numbers

| Metric | Budget app | Vertly |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (16K ratings)](https://appshunter.io/ios/app/budget-app-spending-tracker/id1525179720/reviews)** | [4.5 (10 ratings)](https://appshunter.io/ios/app/vertly-daily-expense-tracker/id6689522632/reviews) |
| Number of ratings | **16K** | 10 |
| Positive reviews | 78.8% of reviews | **83.3% of reviews** |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 4 days** | Every 4 weeks |
| Monetization | Free with in-app purchases | **Free** |
| Best chart rank | **#62** | — |
| Size | 247 MB | 6 MB |
| Requires iOS | **16.0** | 17.0 |
| Devices | **iPhone, iPad, Apple Watch** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [InnerGrow](https://appshunter.io/developer/1828382777) | [Marcin Olawski](https://appshunter.io/developer/992268205) |

## What reviewers say

### Budget app

[App page](https://appshunter.io/ios/app/budget-app-spending-tracker/id1525179720)

**Currently charting:** #62 Top Grossing · Finance (US App Store)

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

**Highlights:** Budget Planner, Spending Tracker, Money Management, Recurring Transactions, Shared Budgeting, AI Tracking, Stats & Charts

**Features:** macOS Compatibility, Family Sharing, Apple Watch app, Vision Pro support

**In-app purchases (8)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Budget Premium Monthly | $5.99 | per month |
| Yearly Premium | $6.99 | per year |
| Financial Empowerment | $9.99 | per year |
| Lifetime Premium Sale | $4.99 | one-time |
| Budget Lifetime Member | $8.99 | one-time |
| lifetime member sale | $14.99 | one-time |
| Lifetime Premium Global | $19.99 | one-time |
| Family Premium | $29.99 | one-time |

**What reviewers like**

- 👍 User-friendly interface
- 🚀 Straightforward and intuitive
- 💰 Affordable one-time purchase
- 🎨 Customizable categories and colors
- 🗓️ Helpful calendar and transaction views

**What reviewers complain about**

- 🐛 Recurring bills/payments not working as expected
- 🔍 Lack of advanced reporting and analytics
- 🤝 Sharing/collaboration features not reliable
- 🇨🇦 Limited support for Canadian banks/accounts
- 🔀 Difficulty moving money between budgets

**Reported bugs**

- Syncing issues between devices
- Transactions not always loading correctly
- Upgrade/premium features not working as expected

**Requested features**

- Ability to carry over surplus/deficit between months
- Option to view remaining budget instead of just spent
- Multiple savings account/ledger support
- Automatic recurring bill/subscription tracking
- Web/desktop app version for easier data entry


### Vertly

[App page](https://appshunter.io/ios/app/vertly-daily-expense-tracker/id6689522632)

Easily track your daily spending with this user-friendly personal finance app. Quickly add expenses, view insightful charts, and organize your finances with customizable categories and multiple account support. It's a completely free and ad-free way to manage your money.

**Highlights:** Intuitive and easy-to-use interface, Fast addition of new records, Informative and visually appealing charts, Customizable categories, Support for multiple accounts, Free and ad-free

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Budget app free?

Budget app is free to download, with in-app purchases available.

### Is Vertly free?

Vertly is free to download, with no in-app purchases.

### Which has better reviews, Budget app or Vertly?

Budget app is rated higher. Budget app averages 4.7 out of 5 from 16K ratings, while Vertly averages 4.5 from 10 ratings.

### Do Budget app or Vertly have ads?

Neither Budget app nor Vertly shows ads.

### Which is updated more often, Budget app or Vertly?

Budget app ships an update every 4 days, and Vertly every 4 weeks. Most recently, Budget app was updated on November 9, 2026 and Vertly on November 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*