# Budget app vs SpendWise

The clearest difference is in-app purchases: SpendWise at none against Budget app's 8. SpendWise also leads on rating (5.0 vs 4.7). Budget app's advantage is ads (none vs shown) and ratings volume (16K vs 3). On price, device support and iOS requirement there is nothing between them.

Both are free to download. Budget app sells 8 in-app purchases, starting at $2.99 per month. SpendWise asks for nothing beyond the download.

SpendWise holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Budget app has 16K ratings behind it against 3, so its average is the more settled of the two.

Budget app ships an update every 4 days, SpendWise every 8 days. The most recent releases landed on October 27, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Budget app | SpendWise |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (16K ratings)](https://appshunter.io/ios/app/budget-app-spending-tracker/id1525179720/reviews) | **[5.0 (3 ratings)](https://appshunter.io/ios/app/spendwise-budget-tracker/id6742374660/reviews)** |
| Number of ratings | **16K** | 3 |
| Positive reviews | 78.8% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | **No** | Yes |
| Update frequency | **Every 4 days** | Every 8 days |
| Monetization | Free with in-app purchases | **Ad-supported** |
| Best chart rank | **#70** | — |
| Size | 247 MB | 33 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | **iPhone, iPad, Apple Watch** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Inner Grow Limited](https://appshunter.io/developer/1828382777) | [Vishalbhai Vaghasiya](https://appshunter.io/developer/1512628511) |

## What reviewers say

### Budget app

[App page](https://appshunter.io/ios/app/budget-app-spending-tracker/id1525179720)

**Currently charting:** #70 Top Grossing · Finance, #205 Top Free · Finance (US App Store)

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

**Highlights:** Budget Planner, Spending Tracker, Money Management, Recurring Transactions, Shared Budgeting, AI Tracking, Stats & Charts

**Features:** macOS Compatibility, Family Sharing, Apple Watch app, Vision Pro support

**In-app purchases (8)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Budget Premium Monthly | $2.99 | per month |
| Financial Empowerment | $5.99 | per year |
| Yearly Premium | $6.99 | per year |
| Lifetime Premium Sale | $4.99 | one-time |
| Budget Lifetime Member | $8.99 | one-time |
| lifetime member sale | $14.99 | one-time |
| Lifetime Premium Global | $19.99 | one-time |
| Family Premium | $29.99 | one-time |

**What reviewers like**

- 👍 User-friendly interface
- 🚀 Straightforward and intuitive
- 💰 Affordable one-time purchase
- 🎨 Customizable categories and colors
- 🗓️ Helpful calendar and transaction views

**What reviewers complain about**

- 🐛 Recurring bills/payments not working as expected
- 🔍 Lack of advanced reporting and analytics
- 🤝 Sharing/collaboration features not reliable
- 🇨🇦 Limited support for Canadian banks/accounts
- 🔀 Difficulty moving money between budgets

**Reported bugs**

- Syncing issues between devices
- Transactions not always loading correctly
- Upgrade/premium features not working as expected

**Requested features**

- Ability to carry over surplus/deficit between months
- Option to view remaining budget instead of just spent
- Multiple savings account/ledger support
- Automatic recurring bill/subscription tracking
- Web/desktop app version for easier data entry


### SpendWise

[App page](https://appshunter.io/ios/app/spendwise-budget-tracker/id6742374660)

Easily track daily expenses, manage budgets, and maintain digital khata records. This secure app offers custom categories, multi-currency support, and daily reminders to help you take control of your finances.

**Highlights:** Expense and budget tracking, Digital khata and ledger management, Secure iCloud sync, Passcode lock for privacy, Multi-currency support, Daily expense reminders

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Budget app free?

Budget app is free to download, with in-app purchases available.

### Is SpendWise free?

SpendWise is free to download, with no in-app purchases.

### Which has better reviews, Budget app or SpendWise?

SpendWise is rated higher. Budget app averages 4.7 out of 5 from 16K ratings, while SpendWise averages 5.0 from 3 ratings.

### Do Budget app or SpendWise have ads?

SpendWise shows ads; Budget app does not.

### Which is updated more often, Budget app or SpendWise?

Budget app ships an update every 4 days, and SpendWise every 8 days. Most recently, Budget app was updated on October 27, 2026 and SpendWise on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*