# Budget app vs Milo

Budget app and Milo both sit at 4.7 stars, but that hides the real split: 79% of Budget app's written reviews are positive against 43% of Milo's. Budget app also leads on update cadence (every 4 days vs every 2 weeks) and ratings volume (16K vs 1.6K). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Budget app sells 8 in-app purchases, starting at $5.99 per month and Milo sells 8 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 4.7 for Budget app against 4.8 for Milo. That said, the two scores are not equally well evidenced: Budget app has 16K ratings behind it against 1.6K, so its average is the more settled of the two. Written reviews are what separate them: 79% of Budget app's written reviews are positive against 43% of Milo's.

Budget app ships an update every 4 days, Milo every 2 weeks. The most recent releases landed on November 4, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Budget app | Milo |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (16K ratings)](https://appshunter.io/ios/app/budget-app-spending-tracker/id1525179720/reviews) | **[4.8 (1.6K ratings)](https://appshunter.io/ios/app/milo-your-money-guide/id6747768621/reviews)** |
| Number of ratings | **16K** | 1.6K |
| Positive reviews | **78.8% of reviews** | 43.4% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 4 days** | Every 2 weeks |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Best chart rank | **#67** | #79 |
| Size | 247 MB | 112 MB |
| Requires iOS | **16.0** | 17.0 |
| Devices | **iPhone, iPad, Apple Watch** | iPhone, iPad |
| Age rating | 4+ | 9+ |
| Developer | [InnerGrow](https://appshunter.io/developer/1828382777) | [Brite Tech Inc.](https://appshunter.io/developer/1697384631) |

## What reviewers say

### Budget app

[App page](https://appshunter.io/ios/app/budget-app-spending-tracker/id1525179720)

**Currently charting:** #67 Top Grossing · Finance (US App Store)

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

**Highlights:** Budget Planner, Spending Tracker, Money Management, Recurring Transactions, Shared Budgeting, AI Tracking, Stats & Charts

**Features:** macOS Compatibility, Family Sharing, Apple Watch app, Vision Pro support

**In-app purchases (8)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Budget Premium Monthly | $5.99 | per month |
| Yearly Premium | $6.99 | per year |
| Financial Empowerment | $9.99 | per year |
| Lifetime Premium Sale | $4.99 | one-time |
| Budget Lifetime Member | $8.99 | one-time |
| lifetime member sale | $14.99 | one-time |
| Lifetime Premium Global | $19.99 | one-time |
| Family Premium | $29.99 | one-time |

**What reviewers like**

- 👍 User-friendly interface
- 🚀 Straightforward and intuitive
- 💰 Affordable one-time purchase
- 🎨 Customizable categories and colors
- 🗓️ Helpful calendar and transaction views

**What reviewers complain about**

- 🐛 Recurring bills/payments not working as expected
- 🔍 Lack of advanced reporting and analytics
- 🤝 Sharing/collaboration features not reliable
- 🇨🇦 Limited support for Canadian banks/accounts
- 🔀 Difficulty moving money between budgets

**Reported bugs**

- Syncing issues between devices
- Transactions not always loading correctly
- Upgrade/premium features not working as expected

**Requested features**

- Ability to carry over surplus/deficit between months
- Option to view remaining budget instead of just spent
- Multiple savings account/ledger support
- Automatic recurring bill/subscription tracking
- Web/desktop app version for easier data entry


### Milo

[App page](https://appshunter.io/ios/app/milo-your-money-guide/id6747768621)

**Currently charting:** #79 Top Grossing · Finance (US App Store)

This app acts as a personal finance assistant, analyzing your income and spending to create a personalized budget and a clear timeline for your financial goals. It provides daily insights into your spending and helps you allocate funds towards savings or debt repayment without the complexity of traditional budgeting tools.

**Highlights:** Custom budget creation, Goal timeline planning, Daily 'safe to spend' amounts, Automated account syncing, Spending breakdown, Debt payoff and savings tracking

**In-app purchases (8)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Milo Gold | $4.99 | per month |
| Milo Gold | $9.99 | per month |
| Milo Gold | $9.99 | per month |
| Milo Gold | $14.99 | per month |
| Milo Gold | $29.99 | per year |
| Milo Gold | $59.99 | per year |
| Milo Gold | $59.99 | per year |
| Milo Gold | $89.99 | per year |


## Frequently asked questions

### Is Budget app free?

Budget app is free to download, with in-app purchases available.

### Is Milo free?

Milo is free to download, with in-app purchases available.

### Which has better reviews, Budget app or Milo?

Milo is rated higher. Budget app averages 4.7 out of 5 from 16K ratings, while Milo averages 4.8 from 1.6K ratings.

### Do Budget app or Milo have ads?

Neither Budget app nor Milo shows ads.

### Which is updated more often, Budget app or Milo?

Budget app ships an update every 4 days, and Milo every 2 weeks. Most recently, Budget app was updated on November 4, 2026 and Milo on October 30, 2026.

### Which is more popular, Budget app or Milo?

Budget app currently peaks at #67 in the App Store charts, and Milo at #79. Chart position reflects recent download velocity rather than total install base.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*