# Budget app vs Budget Planner

The clearest difference is ratings volume: Budget app at 16K against Budget Planner's 1. Budget app also leads on update cadence (every 4 days vs every 3 weeks) and chart position (#60 vs unranked). Budget Planner's advantage is rating (5.0 vs 4.7). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Budget app sells 8 in-app purchases, starting at $5.99 per month and Budget Planner sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

Budget Planner holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Budget app has 16K ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 79% of Budget app's written reviews are positive against 75% of Budget Planner's, so the app with the better star average is not the one people write more warmly about.

Budget app ships an update every 4 days, Budget Planner every 3 weeks. Both last shipped on November 11, 2026.

## The numbers

| Metric | Budget app | Budget Planner |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (16K ratings)](https://appshunter.io/ios/app/budget-app-spending-tracker/id1525179720/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/budget-planner-bloomly/id6768290042/reviews)** |
| Number of ratings | **16K** | 1 |
| Positive reviews | **79.0% of reviews** | 75.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 4 days** | Every 3 weeks |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Best chart rank | **#60** | — |
| Size | 247 MB | 17 MB |
| Requires iOS | **16.0** | 17.0 |
| Devices | **iPhone, iPad, Apple Watch** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [InnerGrow](https://appshunter.io/developer/1828382777) | [Sasa Stevic](https://appshunter.io/developer/1893596969) |

## What reviewers say

### Budget app

[App page](https://appshunter.io/ios/app/budget-app-spending-tracker/id1525179720)

**Currently charting:** #60 Top Grossing · Finance (US App Store)

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

**Highlights:** Budget Planner, Spending Tracker, Money Management, Recurring Transactions, Shared Budgeting, AI Tracking, Stats & Charts

**Features:** macOS Compatibility, Family Sharing, Apple Watch app, Vision Pro support

**In-app purchases (8)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Budget Premium Monthly | $5.99 | per month |
| Yearly Premium | $6.99 | per year |
| Financial Empowerment | $9.99 | per year |
| Lifetime Premium Sale | $4.99 | one-time |
| Budget Lifetime Member | $8.99 | one-time |
| lifetime member sale | $14.99 | one-time |
| Lifetime Premium Global | $19.99 | one-time |
| Family Premium | $29.99 | one-time |

**What reviewers like**

- 👍 User-friendly interface
- 🚀 Straightforward and intuitive
- 💰 Affordable one-time purchase
- 🎨 Customizable categories and colors
- 🗓️ Helpful calendar and transaction views

**What reviewers complain about**

- 🐛 Recurring bills/payments not working as expected
- 🔍 Lack of advanced reporting and analytics
- 🤝 Sharing/collaboration features not reliable
- 🇨🇦 Limited support for Canadian banks/accounts
- 🔀 Difficulty moving money between budgets

**Reported bugs**

- Syncing issues between devices
- Transactions not always loading correctly
- Upgrade/premium features not working as expected

**Requested features**

- Ability to carry over surplus/deficit between months
- Option to view remaining budget instead of just spent
- Multiple savings account/ledger support
- Automatic recurring bill/subscription tracking
- Web/desktop app version for easier data entry


### Budget Planner

[App page](https://appshunter.io/ios/app/budget-planner-bloomly/id6768290042)

A beautiful, privacy-focused budget tracker designed for women. It offers intuitive income and expense tracking, savings goal setting, and debt management with a focus on personal aesthetics and data security. Your financial data stays private on your device.

**Highlights:** Income and expense tracking, Savings goal setting, Debt tracking, Customizable categories, Recurring transactions, Data export to CSV, Face ID security

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Lifetime Pro | $12.99 | one-time |


## Frequently asked questions

### Is Budget app free?

Budget app is free to download, with in-app purchases available.

### Is Budget Planner free?

Budget Planner is free to download, with in-app purchases available.

### Which has better reviews, Budget app or Budget Planner?

Budget Planner is rated higher. Budget app averages 4.7 out of 5 from 16K ratings, while Budget Planner averages 5.0 from 1 ratings.

### Do Budget app or Budget Planner have ads?

Neither Budget app nor Budget Planner shows ads.

### Which is updated more often, Budget app or Budget Planner?

Budget app ships an update every 4 days, and Budget Planner every 3 weeks. Most recently, Budget app was updated on November 11, 2026 and Budget Planner on November 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*