# Budget app vs MoneyCloud

The clearest difference is ratings volume: Budget app at 16K against MoneyCloud's 1. Budget app also leads on chart position (#79 vs unranked) and device support (3 vs 1). MoneyCloud's advantage is review sentiment (100% vs 79%) and rating (5.0 vs 4.7). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Budget app sells 8 in-app purchases, starting at $2.99 per month and MoneyCloud sells 5 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

MoneyCloud holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Budget app has 16K ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 79% of Budget app's written reviews are positive against 100% of MoneyCloud's.

Budget app ships an update every 4 days, MoneyCloud every 5 days. The most recent releases landed on October 30, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | Budget app | MoneyCloud |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (16K ratings)](https://appshunter.io/ios/app/budget-app-spending-tracker/id1525179720/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/moneycloud-budget-tracker/id6770877286/reviews)** |
| Number of ratings | **16K** | 1 |
| Positive reviews | 78.8% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 4 days** | Every 5 days |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Best chart rank | **#79** | — |
| Size | 247 MB | 50 MB |
| Requires iOS | **16.0** | 17.0 |
| Devices | **iPhone, iPad, Apple Watch** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [InnerGrow](https://appshunter.io/developer/1828382777) | [Pavlo Bezkorovainyi](https://appshunter.io/developer/1746469349) |

## What reviewers say

### Budget app

[App page](https://appshunter.io/ios/app/budget-app-spending-tracker/id1525179720)

**Currently charting:** #79 Top Grossing · Finance (US App Store)

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

**Highlights:** Budget Planner, Spending Tracker, Money Management, Recurring Transactions, Shared Budgeting, AI Tracking, Stats & Charts

**Features:** macOS Compatibility, Family Sharing, Apple Watch app, Vision Pro support

**In-app purchases (8)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Budget Premium Monthly | $2.99 | per month |
| Financial Empowerment | $5.99 | per year |
| Yearly Premium | $6.99 | per year |
| Lifetime Premium Sale | $4.99 | one-time |
| Budget Lifetime Member | $8.99 | one-time |
| lifetime member sale | $14.99 | one-time |
| Lifetime Premium Global | $19.99 | one-time |
| Family Premium | $29.99 | one-time |

**What reviewers like**

- 👍 User-friendly interface
- 🚀 Straightforward and intuitive
- 💰 Affordable one-time purchase
- 🎨 Customizable categories and colors
- 🗓️ Helpful calendar and transaction views

**What reviewers complain about**

- 🐛 Recurring bills/payments not working as expected
- 🔍 Lack of advanced reporting and analytics
- 🤝 Sharing/collaboration features not reliable
- 🇨🇦 Limited support for Canadian banks/accounts
- 🔀 Difficulty moving money between budgets

**Reported bugs**

- Syncing issues between devices
- Transactions not always loading correctly
- Upgrade/premium features not working as expected

**Requested features**

- Ability to carry over surplus/deficit between months
- Option to view remaining budget instead of just spent
- Multiple savings account/ledger support
- Automatic recurring bill/subscription tracking
- Web/desktop app version for easier data entry


### MoneyCloud

[App page](https://appshunter.io/ios/app/moneycloud-budget-tracker/id6770877286)

This app offers a minimalist and intuitive way to track your expenses and income. Its clean design focuses on essential budgeting features, making it easy to manage your finances without overwhelming complexity.

**Highlights:** Absolute minimalism for quick expense recording, Aesthetic and clean user interface, Clear overview of money and spending, Intuitive logic, no manual needed, Effortless financial control

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| MoneyCloud Plus Monthly | $3.99 | per month |
| MoneyCloud PLUS Lifetime Promo | $34.99 | per year |
| MoneyCloud Plus Annual | $39.99 | per year |
| MoneyCloud PLUS Lifetime Promo | $39.99 | one-time |
| MoneyCloud Plus Lifetime | $49.99 | one-time |


## Frequently asked questions

### Is Budget app free?

Budget app is free to download, with in-app purchases available.

### Is MoneyCloud free?

MoneyCloud is free to download, with in-app purchases available.

### Which has better reviews, Budget app or MoneyCloud?

MoneyCloud is rated higher. Budget app averages 4.7 out of 5 from 16K ratings, while MoneyCloud averages 5.0 from 1 ratings.

### Do Budget app or MoneyCloud have ads?

Neither Budget app nor MoneyCloud shows ads.

### Which is updated more often, Budget app or MoneyCloud?

Budget app ships an update every 4 days, and MoneyCloud every 5 days. Most recently, Budget app was updated on October 30, 2026 and MoneyCloud on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*