# Budget app vs Wallop

The clearest difference is monetization model: Budget app at free with in-app purchases against Wallop's subscription. Budget app also leads on update cadence (every 4 days vs every 10 days) and chart position (#56 vs unranked). Wallop's advantage is review sentiment (100% vs 79%). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Budget app sells 8 in-app purchases, starting at $5.99 per month and Wallop sells 4 in-app purchases, starting at $7.99 per month. Whichever you choose, the download price is not the number that matters.

Budget app ships an update every 4 days, Wallop every 10 days. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Budget app | Wallop |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (16K ratings)](https://appshunter.io/ios/app/budget-app-spending-tracker/id1525179720/reviews)** | — |
| Number of ratings | **16K** | — |
| Positive reviews | 78.8% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 4 days** | Every 10 days |
| Monetization | **Free with in-app purchases** | Subscription |
| Best chart rank | **#56** | — |
| Size | 247 MB | 140 MB |
| Requires iOS | 16.0 | **15.1** |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [InnerGrow](https://appshunter.io/developer/1828382777) | [GEORGE FRANCIS J COWLRICK](https://appshunter.io/developer/1857616514) |

## What reviewers say

### Budget app

[App page](https://appshunter.io/ios/app/budget-app-spending-tracker/id1525179720)

**Currently charting:** #56 Top Grossing · Finance, #187 Top Free · Finance (US App Store)

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

**Highlights:** Budget Planner, Spending Tracker, Money Management, Recurring Transactions, Shared Budgeting, AI Tracking, Stats & Charts

**Features:** macOS Compatibility, Family Sharing, Apple Watch app, Vision Pro support

**In-app purchases (8)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Budget Premium Monthly | $5.99 | per month |
| Yearly Premium | $6.99 | per year |
| Financial Empowerment | $9.99 | per year |
| Lifetime Premium Sale | $4.99 | one-time |
| Budget Lifetime Member | $8.99 | one-time |
| lifetime member sale | $14.99 | one-time |
| Lifetime Premium Global | $19.99 | one-time |
| Family Premium | $29.99 | one-time |

**What reviewers like**

- 👍 User-friendly interface
- 🚀 Straightforward and intuitive
- 💰 Affordable one-time purchase
- 🎨 Customizable categories and colors
- 🗓️ Helpful calendar and transaction views

**What reviewers complain about**

- 🐛 Recurring bills/payments not working as expected
- 🔍 Lack of advanced reporting and analytics
- 🤝 Sharing/collaboration features not reliable
- 🇨🇦 Limited support for Canadian banks/accounts
- 🔀 Difficulty moving money between budgets

**Reported bugs**

- Syncing issues between devices
- Transactions not always loading correctly
- Upgrade/premium features not working as expected

**Requested features**

- Ability to carry over surplus/deficit between months
- Option to view remaining budget instead of just spent
- Multiple savings account/ledger support
- Automatic recurring bill/subscription tracking
- Web/desktop app version for easier data entry


### Wallop

[App page](https://appshunter.io/ios/app/wallop-budget-tracker/id6783054762)

This app uses a unique, gamified approach to budgeting by assigning a virtual pig to represent your spending habits. Track expenses, manage stashes for different categories, and visualize your financial progress with a character that reacts to your financial decisions.

**Highlights:** Gamified budgeting with a virtual pig character, Categorized spending 'Stashes', Manual expense logging, Goal setting for savings, Net worth tracking, Payday celebration visualization

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Wallop Pro - Monthly | $7.99 | per month |
| Wallop Pro - Yearly | $59.99 | per year |
| Benson - Dog Accountant | $1.99 | one-time |
| Marlow - The Cow | $1.99 | one-time |


## Frequently asked questions

### Is Budget app free?

Budget app is free to download, with in-app purchases available.

### Is Wallop free?

Wallop is free to download, with in-app purchases available.

### Do Budget app or Wallop have ads?

Neither Budget app nor Wallop shows ads.

### Which is updated more often, Budget app or Wallop?

Budget app ships an update every 4 days, and Wallop every 10 days. Most recently, Budget app was updated on November 3, 2026 and Wallop on October 31, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*