# rapid! Pay vs eTip.io

The clearest difference is rating: rapid! Pay at 4.5 against eTip.io's 4.0. rapid! Pay also leads on ratings volume (201K vs 106). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

rapid! Pay holds the better App Store score, 4.5 against 4.0. That said, the two scores are not equally well evidenced: rapid! Pay has 201K ratings behind it against 106, so its average is the more settled of the two. Written reviews complicate that: 69% of rapid! Pay's written reviews are positive against 73% of eTip.io's, so the app with the better star average is not the one people write more warmly about.

Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on November 11, 2026 and November 7, 2026 respectively.

## The numbers

| Metric | rapid! Pay | eTip.io |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (201K ratings)](https://appshunter.io/ios/app/rapid-pay/id1525258535/reviews)** | [4.0 (106 ratings)](https://appshunter.io/ios/app/etipio/id6463186410/reviews) |
| Number of ratings | **201K** | 106 |
| Positive reviews | 68.6% of reviews | **73.3% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | Fortnightly |
| Monetization | Free | Free |
| Size | 100 MB | 73 MB |
| Requires iOS | **15.0** | 16.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Green Dot Corporation](https://appshunter.io/developer/437092811) | [Etip App](https://appshunter.io/developer/1485559382) |

## What reviewers say

### rapid! Pay

[App page](https://appshunter.io/ios/app/rapid-pay/id1525258535)

Access your PayCard and on-demand earnings instantly. Manage your accounts, transfer funds, deposit checks remotely, and pay bills. Earn cash back rewards and find nearby ATMs.

**Highlights:** Activate/replace PayCard, View balances and transaction history, Transfer funds between accounts, Remote check deposit, Bill payment and 'Pay Anyone', Cash Back Rewards, Instant access to accrued wages

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Instant deposits
- 💡 Savings account feature
- 👍 Convenient for getting paid
- 🔒 Secure with fingerprint login

**What reviewers complain about**

- 🐛 App crashes and login issues
- ⏱️ Inconsistent and delayed fund availability
- 🤖 Poor customer service and language barriers
- 💳 Outdated card with no chip or mobile wallet support

**Reported bugs**

- Funds disappearing from account
- Direct deposit not working as expected
- Unable to activate or access account

**Requested features**

- Ability to transfer funds to external bank accounts
- Improved transaction history and balance tracking
- Option to receive pay earlier than current 50% limit
- Integration with popular payment apps like Venmo


### eTip.io

[App page](https://appshunter.io/ios/app/etipio/id6463186410)

Manage your digital tips, view customer reviews, and initiate instant disbursements to your bank account. This app is exclusively for employees of businesses using the eTip digital tipping solution.

**Highlights:** Manage tips, View transactions, Receive customer reviews, Instant disbursements, Link to preferred bank account

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is rapid! Pay free?

rapid! Pay is free to download, with no in-app purchases.

### Is eTip.io free?

eTip.io is free to download, with no in-app purchases.

### Which has better reviews, rapid! Pay or eTip.io?

rapid! Pay is rated higher. rapid! Pay averages 4.5 out of 5 from 201K ratings, while eTip.io averages 4.0 from 106 ratings.

### Do rapid! Pay or eTip.io have ads?

Neither rapid! Pay nor eTip.io shows ads.

### Which is updated more often, rapid! Pay or eTip.io?

rapid! Pay ships an update fortnightly, and eTip.io fortnightly. Most recently, rapid! Pay was updated on November 11, 2026 and eTip.io on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*