# Hometown vs Kiakia P2P

The clearest difference is rating: Hometown at 4.3 against Kiakia P2P's 3.0. Hometown also leads on review sentiment (31% vs 0%) and update cadence (every 2 months vs every 22 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Hometown holds the better App Store score, 4.3 against 3.0. That said, the two scores are not equally well evidenced: Hometown has 721 ratings behind it against 20, so its average is the more settled of the two. Written reviews point the same way: 31% of Hometown's written reviews are positive against 0% of Kiakia P2P's.

Hometown ships an update every 2 months, Kiakia P2P every 22 months. Both last shipped on October 24, 2026.

## The numbers

| Metric | Hometown | Kiakia P2P |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.3 (721 ratings)](https://appshunter.io/ios/app/hometown-banking-solution/id1525335534/reviews)** | [3.0 (20 ratings)](https://appshunter.io/ios/app/kiakia-p2p/id1526010726/reviews) |
| Number of ratings | **721** | 20 |
| Positive reviews | **30.6% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 22 months |
| Monetization | Free | Free |
| Size | 69 MB | 24 MB |
| Requires iOS | **12.4** | 15.6 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Hometown Fintech Limited](https://appshunter.io/developer/1525335536) | [Kiakia Bits Limited](https://appshunter.io/developer/1526010728) |

## What reviewers say

### Hometown

[App page](https://appshunter.io/ios/app/hometown-banking-solution/id1525335534)

Manage your finances with an all-in-one banking solution. Easily send and receive money, pay bills, grow savings with high interest, and access instant loans. Book flights, recharge airtime, and invest for the future, all from your mobile device.

**Highlights:** Send and receive money, Pay bills for services, Grow savings with interest, Access instant loans, Book flights, Invest in flexible options, Top-up airtime and data

**In-app purchases:** none

**What reviewers like**

- 💯 Reliable and fast transactions
- 🤑 Offers small loans
- 🏠 Hometown app with local focus

**What reviewers complain about**

- 🤖 Unreliable customer service
- 🔒 Strict verification requirements
- 💰 Delayed or reversed transactions
- 🔄 Inability to withdraw or transfer funds
- 🚫 Accounts being blocked or deactivated

**Reported bugs**

- Login and verification issues
- Inconsistent app functionality
- Delayed or failed transactions

**Requested features**

- Improve loan application process
- Enhance user-friendliness of the app
- Provide better communication and transparency


### Kiakia P2P

[App page](https://appshunter.io/ios/app/kiakia-p2p/id1526010726)

Invest in loans and businesses to earn high returns, or access fast, competitive loans. This platform connects investors with borrowers, facilitating funding with minimal bureaucracy. Earn interest or share profits on your capital.

**Highlights:** Invest in loans and businesses, Earn 12%-40% returns, Access personal and business loans, Automated interest and profit crediting, Secure online platform, No processing fees or hidden charges

**In-app purchases:** none


## Frequently asked questions

### Is Hometown free?

Hometown is free to download, with no in-app purchases.

### Is Kiakia P2P free?

Kiakia P2P is free to download, with no in-app purchases.

### Which has better reviews, Hometown or Kiakia P2P?

Hometown is rated higher. Hometown averages 4.3 out of 5 from 721 ratings, while Kiakia P2P averages 3.0 from 20 ratings.

### Do Hometown or Kiakia P2P have ads?

Neither Hometown nor Kiakia P2P shows ads.

### Which is updated more often, Hometown or Kiakia P2P?

Hometown ships an update every 2 months, and Kiakia P2P every 22 months. Most recently, Hometown was updated on October 24, 2026 and Kiakia P2P on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*