# Hometown vs Cubex

The clearest difference is review sentiment: Cubex at 100% against Hometown's 31%. Cubex also leads on rating (5.0 vs 4.2) and update cadence (every 3 weeks vs every 2 months). Hometown's advantage is ratings volume (667 vs 3). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Cubex holds the better App Store score, 5.0 against 4.2. That said, the two scores are not equally well evidenced: Hometown has 667 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 31% of Hometown's written reviews are positive against 100% of Cubex's.

Hometown ships an update every 2 months, Cubex every 3 weeks. The most recent releases landed on October 19, 2026 and October 3, 2026 respectively.

## The numbers

| Metric | Hometown | Cubex |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.2 (667 ratings)](https://appshunter.io/ios/app/hometown-banking-solution/id1525335534/reviews) | **[5.0 (3 ratings)](https://appshunter.io/ios/app/cubex/id6670340252/reviews)** |
| Number of ratings | **667** | 3 |
| Positive reviews | 30.6% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 69 MB | 116 MB |
| Requires iOS | **12.4** | 13.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Hometown Fintech Limited](https://appshunter.io/developer/1525335536) | [CUBEX-NG INTEGRATED TECHNOLOGY SERVICES CO. LIMITED](https://appshunter.io/developer/1765892322) |

## What reviewers say

### Hometown

[App page](https://appshunter.io/ios/app/hometown-banking-solution/id1525335534)

Manage your finances with an all-in-one banking solution. Easily send and receive money, pay bills, grow savings with high interest, and access instant loans. Book flights, recharge airtime, and invest for the future, all from your mobile device.

**Highlights:** Send and receive money, Pay bills for services, Grow savings with interest, Access instant loans, Book flights, Invest in flexible options, Top-up airtime and data

**In-app purchases:** none

**What reviewers like**

- 💯 Reliable and fast transactions
- 🤑 Offers small loans
- 🏠 Hometown app with local focus

**What reviewers complain about**

- 🤖 Unreliable customer service
- 🔒 Strict verification requirements
- 💰 Delayed or reversed transactions
- 🔄 Inability to withdraw or transfer funds
- 🚫 Accounts being blocked or deactivated

**Reported bugs**

- Login and verification issues
- Inconsistent app functionality
- Delayed or failed transactions

**Requested features**

- Improve loan application process
- Enhance user-friendliness of the app
- Provide better communication and transparency


### Cubex

[App page](https://appshunter.io/ios/app/cubex/id6670340252)

This app facilitates quick money transfers to Nigerian banks and allows for seamless payment of various bills like electricity, airtime, and cable. It also offers instant cash withdrawals and a secure digital wallet for everyday transactions.

**Highlights:** Send money to Nigerian banks, Pay electricity bills, Pay airtime, Pay cable bills, Pay internet bills, Instant cash withdrawal, Secure digital wallet

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Hometown free?

Hometown is free to download, with no in-app purchases.

### Is Cubex free?

Cubex is free to download, with no in-app purchases.

### Which has better reviews, Hometown or Cubex?

Cubex is rated higher. Hometown averages 4.2 out of 5 from 667 ratings, while Cubex averages 5.0 from 3 ratings.

### Do Hometown or Cubex have ads?

Neither Hometown nor Cubex shows ads.

### Which is updated more often, Hometown or Cubex?

Hometown ships an update every 2 months, and Cubex every 3 weeks. Most recently, Hometown was updated on October 19, 2026 and Cubex on October 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*