# SeaBank vs BYOND by BSI

The clearest difference is rating: SeaBank at 4.8 against BYOND by BSI's 4.0. SeaBank also leads on ads (none vs shown) and review sentiment (100% vs 67%). On price, in-app purchases, monetization model and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SeaBank holds the better App Store score, 4.8 against 4.0. That said, the two scores are not equally well evidenced: SeaBank has 280 ratings behind it against 25, so its average is the more settled of the two. Written reviews point the same way: 100% of SeaBank's written reviews are positive against 67% of BYOND by BSI's.

SeaBank ships an update fortnightly, BYOND by BSI every 6 weeks. Both last shipped on November 3, 2026.

## The numbers

| Metric | SeaBank | BYOND by BSI |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (280 ratings)](https://appshunter.io/ios/app/seabank/id1525477806/reviews)** | [4.0 (25 ratings)](https://appshunter.io/ios/app/byond-by-bsi/id6444697752/reviews) |
| Number of ratings | **280** | 25 |
| Positive reviews | **100.0% of reviews** | 66.7% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Fortnightly** | Every 6 weeks |
| Monetization | Free | Free |
| Size | 142 MB | 490 MB |
| Requires iOS | 15.0 | **14.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [PT.Bank Seabank Indonesia](https://appshunter.io/developer/1402527194) | [PT Bank Syariah Indonesia, Tbk](https://appshunter.io/developer/927331651) |

## What reviewers say

### SeaBank

[App page](https://appshunter.io/ios/app/seabank/id1525477806)

Open a digital bank account in minutes for easy and fast digital transactions with QRIS. Enjoy no admin fees, 100 free transfers monthly, and high savings interest up to 6% p.a. Offers instant loans with competitive rates and flexible tenors.

**Highlights:** Open account in 3 minutes, QRIS digital transactions, No admin fees, 100 free bank transfers monthly, Up to 6% p.a. savings interest, Instant loans up to Rp30,000,000, Cash deposit/withdrawal at minimarkets

**Features:** Vision Pro support

**In-app purchases:** none


### BYOND by BSI

[App page](https://appshunter.io/ios/app/byond-by-bsi/id6444697752)

This digital banking app offers a comprehensive suite of Sharia-compliant financial services. Easily manage accounts, make payments, invest in various assets, apply for financing, and access Islamic features like donations and prayer reminders.

**Highlights:** Open accounts remotely, QRIS and bill payments, E-wallet top-ups, Gold, SBSN, and deposit investments, Financing for various needs, Donations, zakat, and prayer reminders, Quran reader

**In-app purchases:** none


## Frequently asked questions

### Is SeaBank free?

SeaBank is free to download, with no in-app purchases.

### Is BYOND by BSI free?

BYOND by BSI is free to download, with no in-app purchases.

### Which has better reviews, SeaBank or BYOND by BSI?

SeaBank is rated higher. SeaBank averages 4.8 out of 5 from 280 ratings, while BYOND by BSI averages 4.0 from 25 ratings.

### Do SeaBank or BYOND by BSI have ads?

BYOND by BSI shows ads; SeaBank does not.

### Which is updated more often, SeaBank or BYOND by BSI?

SeaBank ships an update fortnightly, and BYOND by BSI every 6 weeks. Most recently, SeaBank was updated on November 3, 2026 and BYOND by BSI on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*