# Bfirst Banking vs Envelope Budget

The clearest difference is in-app purchases: Bfirst Banking at none against Envelope Budget's 3. Bfirst Banking also leads on ratings volume (1.1K vs 4). Envelope Budget's advantage is review sentiment (100% vs 67%) and update cadence (every 2 days vs monthly). On price, rating, ads and device support there is nothing between them.

Both are free to download. Envelope Budget sells 3 in-app purchases, starting at $3.99 per month. Bfirst Banking asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 4.9 for Bfirst Banking against 5.0 for Envelope Budget. That said, the two scores are not equally well evidenced: Bfirst Banking has 1.1K ratings behind it against 4, so its average is the more settled of the two. Written reviews are what separate them: 67% of Bfirst Banking's written reviews are positive against 100% of Envelope Budget's.

Bfirst Banking ships an update monthly, Envelope Budget every 2 days. The most recent releases landed on October 20, 2026 and October 22, 2026 respectively.

## The numbers

| Metric | Bfirst Banking | Envelope Budget |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.9 (1.1K ratings)](https://appshunter.io/ios/app/bfirst-banking/id1525600722/reviews) | **[5.0 (4 ratings)](https://appshunter.io/ios/app/envelope-budget-paycheck-plan/id6747729124/reviews)** |
| Number of ratings | **1.1K** | 4 |
| Positive reviews | 66.7% of reviews | **100.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Monthly | **Every 2 days** |
| Monetization | **Ad-supported** | Free with in-app purchases |
| Size | 198 MB | 47 MB |
| Requires iOS | 18.4 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 12+ | 4+ |
| Developer | [First State Bank of Middlebury](https://appshunter.io/developer/550304625) | [Red Seam, Inc](https://appshunter.io/developer/1761287292) |

## What reviewers say

### Bfirst Banking

[App page](https://appshunter.io/ios/app/bfirst-banking/id1525600722)

Manage all your financial accounts from different institutions in one place. Track transactions, set alerts, make payments, transfer funds, and deposit checks remotely. Secure your finances with passcode and biometric login options.

**Highlights:** Aggregate financial accounts, Organize transactions with tags and notes, Set balance alerts, Make payments and transfer money, Mobile check deposit, Debit card management, View statements, Find branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none


### Envelope Budget

[App page](https://appshunter.io/ios/app/envelope-budget-paycheck-plan/id6747729124)

Manage your money by assigning every dollar a purpose. Track spending against your budget in real-time, ensuring you know exactly what you can afford to spend. Plan for bills and savings with a clear overview of your finances.

**Highlights:** Envelope budgeting, Paycheck allocation, Transaction tracking, Bank sync (read-only), Bills calendar, Savings goals, Budget reports

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Membership | $3.99 | per month |
| Annual Membership | $39.99 | per year |
| Lifetime Membership | $59.99 | one-time |


## Frequently asked questions

### Is Bfirst Banking free?

Bfirst Banking is free to download, with no in-app purchases.

### Is Envelope Budget free?

Envelope Budget is free to download, with in-app purchases available.

### Which has better reviews, Bfirst Banking or Envelope Budget?

Envelope Budget is rated higher. Bfirst Banking averages 4.9 out of 5 from 1.1K ratings, while Envelope Budget averages 5.0 from 4 ratings.

### Do Bfirst Banking or Envelope Budget have ads?

Neither Bfirst Banking nor Envelope Budget shows ads.

### Which is updated more often, Bfirst Banking or Envelope Budget?

Bfirst Banking ships an update monthly, and Envelope Budget every 2 days. Most recently, Bfirst Banking was updated on October 20, 2026 and Envelope Budget on October 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*