# Rio Consig vs Nio Digital

The clearest difference is rating: Rio Consig at 5.0 against Nio Digital's 4.5. Nio Digital's advantage is ads (none vs shown) and monetization model (free vs ad-supported). On price, ratings volume, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Rio Consig holds the better App Store score, 5.0 against 4.5. Both are backed by a comparable volume of ratings — 1 and 2 respectively.

Rio Consig ships an update every 3 weeks, Nio Digital monthly. Both last shipped on November 3, 2026.

## The numbers

| Metric | Rio Consig | Nio Digital |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/rio-consig/id1525711783/reviews)** | [4.5 (2 ratings)](https://appshunter.io/ios/app/nio-digital/id1634815541/reviews) |
| Number of ratings | 1 | **2** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 3 weeks** | Monthly |
| Monetization | Ad-supported | **Free** |
| Size | 39 MB | 43 MB |
| Requires iOS | **15.1** | 15.5 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Neoconsig Tecnologia S/A](https://appshunter.io/developer/1042695316) | [Nio Digital](https://appshunter.io/developer/1634815543) |

## What reviewers say

### Rio Consig

[App page](https://appshunter.io/ios/app/rio-consig/id1525711783)

Manage your payroll loans with ease. This app offers secure online registration, loan simulations, exclusive offers, and access to your account statements. Stay in control of your finances with real-time updates and exclusive discounts.

**Highlights:** Online password registration, Loan simulation and proposal requests, Exclusive offers, Consignable margin consultation, Transaction statement access, Discount club access

**Features:** macOS Compatibility

**In-app purchases:** none


### Nio Digital

[App page](https://appshunter.io/ios/app/nio-digital/id1634815541)

This app offers a secured credit card with no annual fees and reduced interest rates, exclusively for affiliated users. It's available for individuals with negative credit and includes the Mastercard Surpreenda benefits program.

**Highlights:** Secured credit card, No annual fees, Reduced interest rates, Exclusive for affiliated users, Available for negative credit, Mastercard Surpreenda benefits

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Rio Consig free?

Rio Consig is free to download, with no in-app purchases.

### Is Nio Digital free?

Nio Digital is free to download, with no in-app purchases.

### Which has better reviews, Rio Consig or Nio Digital?

Rio Consig is rated higher. Rio Consig averages 5.0 out of 5 from 1 ratings, while Nio Digital averages 4.5 from 2 ratings.

### Do Rio Consig or Nio Digital have ads?

Rio Consig shows ads; Nio Digital does not.

### Which is updated more often, Rio Consig or Nio Digital?

Rio Consig ships an update every 3 weeks, and Nio Digital monthly. Most recently, Rio Consig was updated on November 3, 2026 and Nio Digital on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*