# Monto vs Laffy

The clearest difference is review sentiment: Monto at 100% against Laffy's 17%. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Both ship on a similar rhythm, roughly every 3 weeks. Both last shipped on November 3, 2026.

## The numbers

| Metric | Monto | Laffy |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (4 ratings)](https://appshunter.io/ios/app/monto/id1525784988/reviews)** | — |
| Number of ratings | **4** | — |
| Positive reviews | **100.0% of reviews** | 16.7% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Monetization | Free | Free |
| Size | 42 MB | 27 MB |
| Requires iOS | **15.0** | 15.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 17+ | 17+ |
| Developer | [Grupo Tatel SAPI de CV](https://appshunter.io/developer/1525784990) | [Lend a friend](https://appshunter.io/developer/1563110763) |

## What reviewers say

### Monto

[App page](https://appshunter.io/ios/app/monto/id1525784988)

Access earned wages before your company's payday. This platform allows you to take control of your finances by providing access to your salary as you earn it. It offers a convenient and secure way to manage payments and avoid debt.

**Highlights:** Access earned salary early, Funds in account within minutes, Helps make payments on time, No debt or credit involved, Low fixed withdrawal commission, Easy, convenient, and secure

**Features:** Vision Pro support

**In-app purchases:** none


### Laffy

[App page](https://appshunter.io/ios/app/laffy/id1563110761)

This app facilitates quick and easy credit management within trusted networks. It allows lenders and borrowers to directly negotiate loan terms, including amount, interest, and repayment period, in a streamlined manner.

**Highlights:** Manage credits between trusted individuals, Negotiate loan amounts directly, Set interest rates, Define repayment terms, Fast and simple credit transactions

**In-app purchases:** none


## Frequently asked questions

### Is Monto free?

Monto is free to download, with no in-app purchases.

### Is Laffy free?

Laffy is free to download, with no in-app purchases.

### Do Monto or Laffy have ads?

Neither Monto nor Laffy shows ads.

### Which is updated more often, Monto or Laffy?

Monto ships an update every 3 weeks, and Laffy every 3 weeks. Most recently, Monto was updated on November 3, 2026 and Laffy on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*