# Monto vs Cashify

The clearest difference is ratings volume: Monto at 4 against Cashify's 1. Cashify's advantage is iOS requirement (11.0 vs 15.0). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 5.0 for Monto against 5.0 for Cashify. Both are backed by a comparable volume of ratings — 4 and 1 respectively.

Monto ships an update every 3 weeks, Cashify every 2 weeks. Both last shipped on November 3, 2026.

## The numbers

| Metric | Monto | Cashify |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (4 ratings)](https://appshunter.io/ios/app/monto/id1525784988/reviews) | [5.0 (1 ratings)](https://appshunter.io/ios/app/cashify/id1566678986/reviews) |
| Number of ratings | **4** | 1 |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 2 weeks** |
| Monetization | Free | Free |
| Size | 42 MB | 116 MB |
| Requires iOS | 15.0 | **11.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Grupo Tatel SAPI de CV](https://appshunter.io/developer/1525784990) | [Cashify, SAPI de CV](https://appshunter.io/developer/1566678988) |

## What reviewers say

### Monto

[App page](https://appshunter.io/ios/app/monto/id1525784988)

Access earned wages before your company's payday. This platform allows you to take control of your finances by providing access to your salary as you earn it. It offers a convenient and secure way to manage payments and avoid debt.

**Highlights:** Access earned salary early, Funds in account within minutes, Helps make payments on time, No debt or credit involved, Low fixed withdrawal commission, Easy, convenient, and secure

**Features:** Vision Pro support

**In-app purchases:** none


### Cashify

[App page](https://appshunter.io/ios/app/cashify/id1566678986)

This app provides quick mobile loans specifically for employees. Funds are processed and disbursed within 30 minutes directly from your phone.

**Highlights:** Mobile loan applications, Fast processing, 30-minute disbursement, Employee-focused

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Monto free?

Monto is free to download, with no in-app purchases.

### Is Cashify free?

Cashify is free to download, with no in-app purchases.

### Which has better reviews, Monto or Cashify?

Monto and Cashify are both rated 5.0 out of 5 on the App Store, from 4 and 1 ratings respectively.

### Do Monto or Cashify have ads?

Neither Monto nor Cashify shows ads.

### Which is updated more often, Monto or Cashify?

Monto ships an update every 3 weeks, and Cashify every 2 weeks. Most recently, Monto was updated on November 3, 2026 and Cashify on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*