# eMoney Agent vs ABA Merchant

The clearest difference is rating: eMoney Agent at 4.3 against ABA Merchant's 4.0. eMoney Agent also leads on iOS requirement (12.1 vs 15.0). On price, review sentiment, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

eMoney Agent holds the better App Store score, 4.3 against 4.0. Both are backed by a comparable volume of ratings — 7 and 15 respectively. Written reviews split almost evenly too, at 0% and 0% positive.

eMoney Agent ships an update monthly, ABA Merchant every 3 weeks. Both last shipped on November 3, 2026.

## The numbers

| Metric | eMoney Agent | ABA Merchant |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.3 (7 ratings)](https://appshunter.io/ios/app/emoney-agent/id1525854081/reviews)** | [4.0 (15 ratings)](https://appshunter.io/ios/app/aba-merchant/id1559488956/reviews) |
| Number of ratings | 7 | **15** |
| Positive reviews | 0.0% of reviews | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 151 MB | 86 MB |
| Requires iOS | **12.1** | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 12+ | 17+ |
| Developer | [Metfone](https://appshunter.io/developer/961045207) | [Advanced Bank of Asia Ltd.](https://appshunter.io/developer/1027725950) |

## What reviewers say

### eMoney Agent

[App page](https://appshunter.io/ios/app/emoney-agent/id1525854081)

Perform financial transactions like payments, money transfers, and phone top-ups instantly from your mobile device. No bank account is required to register and manage your finances easily. Offers secure QR payments and bill settlements across numerous provinces.

**Highlights:** One-click transactions, No bank account required, Unlimited telecom operations, Instant phone top-up discounts, QR code payments, Bill payments for utilities and loans, 2-layer password security

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### ABA Merchant

[App page](https://appshunter.io/ios/app/aba-merchant/id1559488956)

Accept payments on the go with this mobile point-of-sale solution. Designed for businesses of all sizes, it allows you to easily process transactions directly from your smartphone or tablet. Simply activate with your bank account and start receiving payments.

**Highlights:** Mobile point-of-sale solution, Accept customer payments, Suitable for all business sizes, Easy activation with bank account, Process transactions on smartphone/tablet

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is eMoney Agent free?

eMoney Agent is free to download, with no in-app purchases.

### Is ABA Merchant free?

ABA Merchant is free to download, with no in-app purchases.

### Which has better reviews, eMoney Agent or ABA Merchant?

eMoney Agent is rated higher. eMoney Agent averages 4.3 out of 5 from 7 ratings, while ABA Merchant averages 4.0 from 15 ratings.

### Do eMoney Agent or ABA Merchant have ads?

Neither eMoney Agent nor ABA Merchant shows ads.

### Which is updated more often, eMoney Agent or ABA Merchant?

eMoney Agent ships an update monthly, and ABA Merchant every 3 weeks. Most recently, eMoney Agent was updated on November 3, 2026 and ABA Merchant on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*