# eMoney Agent vs FTB Merchant

The clearest difference is update cadence: eMoney Agent at monthly against FTB Merchant's every 3 months. eMoney Agent also leads on iOS requirement (12.1 vs 14.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

eMoney Agent ships an update monthly, FTB Merchant every 3 months. The most recent releases landed on October 22, 2026 and October 14, 2026 respectively.

## The numbers

| Metric | eMoney Agent | FTB Merchant |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.3 (7 ratings)](https://appshunter.io/ios/app/emoney-agent/id1525854081/reviews)** | — |
| Number of ratings | **7** | — |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 3 months |
| Monetization | Free | — |
| Size | 151 MB | 102 MB |
| Requires iOS | **12.1** | 14.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 12+ | 4+ |
| Developer | [Metfone](https://appshunter.io/developer/961045207) | [Foreign Trade Bank of Cambodia](https://appshunter.io/developer/1248167628) |

## What reviewers say

### eMoney Agent

[App page](https://appshunter.io/ios/app/emoney-agent/id1525854081)

Perform financial transactions like payments, money transfers, and phone top-ups instantly from your mobile device. No bank account is required to register and manage your finances easily. Offers secure QR payments and bill settlements across numerous provinces.

**Highlights:** One-click transactions, No bank account required, Unlimited telecom operations, Instant phone top-up discounts, QR code payments, Bill payments for utilities and loans, 2-layer password security

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### FTB Merchant

[App page](https://appshunter.io/ios/app/ftb-merchant/id1641870409)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is eMoney Agent free?

eMoney Agent is free to download, with no in-app purchases.

### Is FTB Merchant free?

FTB Merchant is free to download, with no in-app purchases.

### Do eMoney Agent or FTB Merchant have ads?

Neither eMoney Agent nor FTB Merchant shows ads.

### Which is updated more often, eMoney Agent or FTB Merchant?

eMoney Agent ships an update monthly, and FTB Merchant every 3 months. Most recently, eMoney Agent was updated on October 22, 2026 and FTB Merchant on October 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*