# Kiakia P2P vs Mkobo

The clearest difference is review sentiment: Mkobo at 100% against Kiakia P2P's 0%. Mkobo also leads on rating (3.6 vs 3.0) and update cadence (every 10 days vs every 22 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Mkobo holds the better App Store score, 3.6 against 3.0. Both are backed by a comparable volume of ratings — 20 and 7 respectively. Written reviews point the same way: 0% of Kiakia P2P's written reviews are positive against 100% of Mkobo's.

Kiakia P2P ships an update every 22 months, Mkobo every 10 days. Both last shipped on October 24, 2026.

## The numbers

| Metric | Kiakia P2P | Mkobo |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.0 (20 ratings)](https://appshunter.io/ios/app/kiakia-p2p/id1526010726/reviews) | **[3.6 (7 ratings)](https://appshunter.io/ios/app/mkobo/id1539929765/reviews)** |
| Number of ratings | **20** | 7 |
| Positive reviews | 0.0% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 22 months | **Every 10 days** |
| Monetization | Free | Free |
| Size | 24 MB | 118 MB |
| Requires iOS | 15.6 | 15.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Kiakia Bits Limited](https://appshunter.io/developer/1526010728) | [MKOBO Microfinance Bank](https://appshunter.io/developer/1474980002) |

## What reviewers say

### Kiakia P2P

[App page](https://appshunter.io/ios/app/kiakia-p2p/id1526010726)

Invest in loans and businesses to earn high returns, or access fast, competitive loans. This platform connects investors with borrowers, facilitating funding with minimal bureaucracy. Earn interest or share profits on your capital.

**Highlights:** Invest in loans and businesses, Earn 12%-40% returns, Access personal and business loans, Automated interest and profit crediting, Secure online platform, No processing fees or hidden charges

**In-app purchases:** none


### Mkobo

[App page](https://appshunter.io/ios/app/mkobo/id1539929765)

This neo-bank offers fair, simple, and affordable financial services to underserved populations. It provides interest on balances, free transfers, and cashback rewards, aiming to help users achieve their financial goals.

**Highlights:** Interest on balances, 30 free transfers monthly, Savings growth with Mkolo, No account maintenance fees, Bill payments with no extra cost, Cashback on airtime and data

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Kiakia P2P free?

Kiakia P2P is free to download, with no in-app purchases.

### Is Mkobo free?

Mkobo is free to download, with no in-app purchases.

### Which has better reviews, Kiakia P2P or Mkobo?

Mkobo is rated higher. Kiakia P2P averages 3.0 out of 5 from 20 ratings, while Mkobo averages 3.6 from 7 ratings.

### Do Kiakia P2P or Mkobo have ads?

Neither Kiakia P2P nor Mkobo shows ads.

### Which is updated more often, Kiakia P2P or Mkobo?

Kiakia P2P ships an update every 22 months, and Mkobo every 10 days. Most recently, Kiakia P2P was updated on October 24, 2026 and Mkobo on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*