# Kiakia P2P vs SeedFi

The clearest difference is review sentiment: SeedFi at 42% against Kiakia P2P's 0%. SeedFi also leads on update cadence (every 2 months vs every 22 months) and rating (3.3 vs 3.0). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SeedFi holds the better App Store score, 3.3 against 3.0. Both are backed by a comparable volume of ratings — 20 and 17 respectively. Written reviews point the same way: 0% of Kiakia P2P's written reviews are positive against 42% of SeedFi's.

Kiakia P2P ships an update every 22 months, SeedFi every 2 months. Both last shipped on October 24, 2026.

## The numbers

| Metric | Kiakia P2P | SeedFi |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.0 (20 ratings)](https://appshunter.io/ios/app/kiakia-p2p/id1526010726/reviews) | **[3.3 (17 ratings)](https://appshunter.io/ios/app/seedfi/id6449260862/reviews)** |
| Number of ratings | **20** | 17 |
| Positive reviews | 0.0% of reviews | **41.7% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 22 months | **Every 2 months** |
| Monetization | Free | Free |
| Size | 24 MB | 94 MB |
| Requires iOS | **15.6** | 16.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 17+ |
| Developer | [Kiakia Bits Limited](https://appshunter.io/developer/1526010728) | [The Dataseed Company Limited](https://appshunter.io/developer/1688424663) |

## What reviewers say

### Kiakia P2P

[App page](https://appshunter.io/ios/app/kiakia-p2p/id1526010726)

Invest in loans and businesses to earn high returns, or access fast, competitive loans. This platform connects investors with borrowers, facilitating funding with minimal bureaucracy. Earn interest or share profits on your capital.

**Highlights:** Invest in loans and businesses, Earn 12%-40% returns, Access personal and business loans, Automated interest and profit crediting, Secure online platform, No processing fees or hidden charges

**In-app purchases:** none


### SeedFi

[App page](https://appshunter.io/ios/app/seedfi/id6449260862)

This app connects users to loan opportunities, allowing them to form or join communities for better interest rates and discounts. It facilitates group borrowing to achieve financial goals.

**Highlights:** Access loan opportunities, Create or join loan communities, Benefit from community discounts, Achieve better interest rates, Financial goal achievement

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Kiakia P2P free?

Kiakia P2P is free to download, with no in-app purchases.

### Is SeedFi free?

SeedFi is free to download, with no in-app purchases.

### Which has better reviews, Kiakia P2P or SeedFi?

SeedFi is rated higher. Kiakia P2P averages 3.0 out of 5 from 20 ratings, while SeedFi averages 3.3 from 17 ratings.

### Do Kiakia P2P or SeedFi have ads?

Neither Kiakia P2P nor SeedFi shows ads.

### Which is updated more often, Kiakia P2P or SeedFi?

Kiakia P2P ships an update every 22 months, and SeedFi every 2 months. Most recently, Kiakia P2P was updated on October 24, 2026 and SeedFi on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*