# Kiakia P2P vs Moni

The clearest difference is update cadence: Moni at monthly against Kiakia P2P's every 22 months. Moni also leads on iOS requirement (11.0 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Kiakia P2P ships an update every 22 months, Moni monthly. The most recent releases landed on October 24, 2026 and September 26, 2026 respectively.

## The numbers

| Metric | Kiakia P2P | Moni |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.0 (20 ratings)](https://appshunter.io/ios/app/kiakia-p2p/id1526010726/reviews)** | — |
| Number of ratings | **20** | — |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 22 months | **Monthly** |
| Monetization | Free | — |
| Size | 24 MB | 86 MB |
| Requires iOS | 15.6 | **11.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Kiakia Bits Limited](https://appshunter.io/developer/1526010728) | [Rank Capital Inc.](https://appshunter.io/developer/1578727097) |

## What reviewers say

### Kiakia P2P

[App page](https://appshunter.io/ios/app/kiakia-p2p/id1526010726)

Invest in loans and businesses to earn high returns, or access fast, competitive loans. This platform connects investors with borrowers, facilitating funding with minimal bureaucracy. Earn interest or share profits on your capital.

**Highlights:** Invest in loans and businesses, Earn 12%-40% returns, Access personal and business loans, Automated interest and profit crediting, Secure online platform, No processing fees or hidden charges

**In-app purchases:** none


### Moni

[App page](https://appshunter.io/ios/app/moni-mobile-teller/id6451966596)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Kiakia P2P free?

Kiakia P2P is free to download, with no in-app purchases.

### Is Moni free?

Moni is free to download, with no in-app purchases.

### Do Kiakia P2P or Moni have ads?

Neither Kiakia P2P nor Moni shows ads.

### Which is updated more often, Kiakia P2P or Moni?

Kiakia P2P ships an update every 22 months, and Moni monthly. Most recently, Kiakia P2P was updated on October 24, 2026 and Moni on September 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*