# Kiakia P2P vs Edike

The clearest difference is rating: Edike at 5.0 against Kiakia P2P's 3.0. Edike also leads on update cadence (every 4 months vs every 22 months) and iOS requirement (12.0 vs 15.6). Kiakia P2P's advantage is ratings volume (20 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Edike holds the better App Store score, 5.0 against 3.0. That said, the two scores are not equally well evidenced: Kiakia P2P has 20 ratings behind it against 1, so its average is the more settled of the two.

Kiakia P2P ships an update every 22 months, Edike every 4 months. Both last shipped on November 3, 2026.

## The numbers

| Metric | Kiakia P2P | Edike |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.0 (20 ratings)](https://appshunter.io/ios/app/kiakia-p2p/id1526010726/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/edike/id6463662009/reviews)** |
| Number of ratings | **20** | 1 |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 22 months | **Every 4 months** |
| Monetization | Free | Free |
| Size | 24 MB | 36 MB |
| Requires iOS | 15.6 | **12.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Kiakia Bits Limited](https://appshunter.io/developer/1526010728) | [Competence Asset Management Company Limited](https://appshunter.io/developer/1704725504) |

## What reviewers say

### Kiakia P2P

[App page](https://appshunter.io/ios/app/kiakia-p2p/id1526010726)

Invest in loans and businesses to earn high returns, or access fast, competitive loans. This platform connects investors with borrowers, facilitating funding with minimal bureaucracy. Earn interest or share profits on your capital.

**Highlights:** Invest in loans and businesses, Earn 12%-40% returns, Access personal and business loans, Automated interest and profit crediting, Secure online platform, No processing fees or hidden charges

**In-app purchases:** none


### Edike

[App page](https://appshunter.io/ios/app/edike/id6463662009)

This fintech app provides financing for school fees for parents and guardians across Africa. It offers a seamless platform to cover educational expenses instantly and pay later, empowering students to achieve their academic goals.

**Highlights:** School fees financing, Instant payment, pay later, Direct-to-school payment, Flexible repayment options, Data privacy, Beneficiary management

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Kiakia P2P free?

Kiakia P2P is free to download, with no in-app purchases.

### Is Edike free?

Edike is free to download, with no in-app purchases.

### Which has better reviews, Kiakia P2P or Edike?

Edike is rated higher. Kiakia P2P averages 3.0 out of 5 from 20 ratings, while Edike averages 5.0 from 1 ratings.

### Do Kiakia P2P or Edike have ads?

Neither Kiakia P2P nor Edike shows ads.

### Which is updated more often, Kiakia P2P or Edike?

Kiakia P2P ships an update every 22 months, and Edike every 4 months. Most recently, Kiakia P2P was updated on November 3, 2026 and Edike on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*