# Kiakia P2P vs FirstCentral Mobile

The clearest difference is rating: Kiakia P2P at 3.0 against FirstCentral Mobile's 2.3. Kiakia P2P also leads on ratings volume (18 vs 3). FirstCentral Mobile's advantage is update cadence (every 6 months vs every 22 months). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Kiakia P2P holds the better App Store score, 3.0 against 2.3. That said, the two scores are not equally well evidenced: Kiakia P2P has 18 ratings behind it against 3, so its average is the more settled of the two. Written reviews split almost evenly too, at 0% and 0% positive.

Kiakia P2P ships an update every 22 months, FirstCentral Mobile every 6 months. The most recent releases landed on October 10, 2026 and October 20, 2026 respectively.

## The numbers

| Metric | Kiakia P2P | FirstCentral Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.0 (18 ratings)](https://appshunter.io/ios/app/kiakia-p2p/id1526010726/reviews)** | [2.3 (3 ratings)](https://appshunter.io/ios/app/firstcentral-mobile/id6477953215/reviews) |
| Number of ratings | **18** | 3 |
| Positive reviews | 0.0% of reviews | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 22 months | **Every 6 months** |
| Monetization | Free | Free |
| Size | 24 MB | 185 MB |
| Requires iOS | 15.6 | **14.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Kiakia Bits Limited](https://appshunter.io/developer/1526010728) | [FirstCentral Credit Bureau](https://appshunter.io/developer/1731192338) |

## What reviewers say

### Kiakia P2P

[App page](https://appshunter.io/ios/app/kiakia-p2p/id1526010726)

Invest in loans and businesses to earn high returns, or access fast, competitive loans. This platform connects investors with borrowers, facilitating funding with minimal bureaucracy. Earn interest or share profits on your capital.

**Highlights:** Invest in loans and businesses, Earn 12%-40% returns, Access personal and business loans, Automated interest and profit crediting, Secure online platform, No processing fees or hidden charges

**In-app purchases:** none


### FirstCentral Mobile

[App page](https://appshunter.io/ios/app/firstcentral-mobile/id6477953215)

Access your credit score and detailed credit reports directly on your iOS device. Monitor your financial health with comprehensive reports and alerts, available 24/7 for informed decision-making.

**Highlights:** Check credit scores, Obtain credit reports, 24/7 access, Email delivery of reports, F-Alert PLUS notifications, Dishonoured Cheque Report

**In-app purchases:** none


## Frequently asked questions

### Is Kiakia P2P free?

Kiakia P2P is free to download, with no in-app purchases.

### Is FirstCentral Mobile free?

FirstCentral Mobile is free to download, with no in-app purchases.

### Which has better reviews, Kiakia P2P or FirstCentral Mobile?

Kiakia P2P is rated higher. Kiakia P2P averages 3.0 out of 5 from 18 ratings, while FirstCentral Mobile averages 2.3 from 3 ratings.

### Do Kiakia P2P or FirstCentral Mobile have ads?

Neither Kiakia P2P nor FirstCentral Mobile shows ads.

### Which is updated more often, Kiakia P2P or FirstCentral Mobile?

Kiakia P2P ships an update every 22 months, and FirstCentral Mobile every 6 months. Most recently, Kiakia P2P was updated on October 10, 2026 and FirstCentral Mobile on October 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*